Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Oklahoma
- 4.25%APY$317 over 9 months on $10,000intro rate
Requirements
Product: Specialty CD; $5,000 minimum deposit; fixed interest rate; interest paid varies with term; early withdrawal penalty applies.
Offer: Term: 9 Month Special CD; $5,000 minimum; Fixed interest rate; 0 interest rate increases per term; Early withdrawal penalty equal to 3 months interest.
Promotional rate · 4.17% interest rate · Effective Sep 29, 2026
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More details - 4.25%APY$425 over 1 year on $10,000
Requirements
Product: May be subject to an early withdrawal penalty. Rates may change after account is opened without prior notice. Fees could reduce earnings on account.
4.17% interest rate · Effective Sep 25, 2026
Rate checked
More details - Oklahoma Community Credit UnionShare CertificatesCD · 13 months · $1,000 min
Credit union · 2 branches
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: Low minimum opening balance of $1,000. Dividends compounded monthly. Penalties apply for early redemption of certificate funds other than dividends.
Offer: 13 Month Share Certificate Special. Limited time offer. Renews into a 12 month standard term share certificate at maturity. Substantial penalty for early withdrawal.
Promotional rate · 4.17% interest rate · Compounded monthly · Effective Sep 9, 2026
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More details - 4.25%APY$498 over 14 months on $10,000intro rate
Requirements
Product: No monthly fee. Early withdrawal penalties may apply. Pair with Premier Checking to receive a 0.10% interest rate bonus upon request.
Offer: 14 Month Promo; $1,000 opening deposit required / $1,000,000 max.
Promotional rate · 4.19% interest rate · Balance cap $1,000,000 · Effective Oct 1, 2026
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More details - 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. For new customers, requires at least $500 new money. For existing customers, requires at least $500 of which $0.75 of every $1.00 is new money.
Offer: Balances under $100k. Requires $500 minimum new money deposit for new customers, or $0.75 per $1.00 new money for existing customers.
Promotional rate · 4.24% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
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More details - 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: No setup or maintenance fees. Early withdrawal subject to penalty (12 months interest). APY assumes monthly compounding.
Offer: Monthly compounding; early withdrawal penalty applies.
4.17% interest rate · Effective Jul 29, 2026
Rate checked
More details - 4.25%APY$2,313 over 60 months on $10,000
Requirements
Product: $1,000 minimum deposit to open; Interest payable monthly on deposits of $5,000 or more; Early withdrawal penalty applies (3 months interest for < 18 months maturity, 6 months interest for 18 months or longer).
Offer: Term: 60 Months; Fixed interest rate; Early withdrawal penalty equal to 6 months interest.
4.17% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.24%APY$424 over 1 year on $10,000
Requirements
Product: Fees could reduce stated APY. Early withdrawal penalties apply. Rates change weekly.
4.20% interest rate · Effective Sep 30, 2026
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More details - 4.20%APY$313 over 9 months on $10,000
4.12% interest rate · Effective Sep 25, 2026
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More details - 4.20%APY$858 over 24 months on $10,000
Requirements
Product: Early withdrawal penalties apply (31 days interest for 91 days - 12 months; 91 days interest for 18 - 36 months; 182 days interest for 48 - 60 months). Automatic renewal at maturity for the same term and current rate. 10-day grace period from maturity date to withdraw funds without penalty. Once opened, deposits are not allowed except during the grace period. Interest is based on the average daily balance.
Offer: Early withdrawal penalty of 91 days interest.
4.14% interest rate · Effective Oct 13, 2026
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More details - 4.17%APY$276 over 8 months on $10,000with conditions
Requirements
Product: Quarterly Posted Dividend Certificates. Penalty for early withdrawal. Both 8 Month Specials auto renew to 12-month term.
Offer: Auto renews to 12-month term. Requires (a) recurring direct deposit present in the last 90 days, minimum of 5 financial transactions excluding dividend accrual in previous 90 day period, and open debit card attached to MTC Federal checking account, or (b) minimum total originated balance of $20,000 in active loans with MTC Federal, or (c) minimum of $10,000 new money deposited from another financial institution.
Qualified rate · 4.10% interest rate
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More details - 4.15%APY$415 over 1 year on $10,000intro rate
Requirements
Product: Fixed rates; renews automatically; substantial penalty for early withdrawal.
Promotional rate · 4.07% interest rate · Effective Sep 1, 2026
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More details - 4.15%APY$450 over 13 months on $10,000
Requirements
Product: $500 minimum to open regular share certificates. An early withdrawal penalty may apply if principal is withdrawn before maturity. Account fees could reduce earnings. ACU membership required.
Offer: 13 Month Promo offer may be withdrawn at any time.
4.07% interest rate · Effective Sep 23, 2026
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More details - 4.15%APY$847 over 24 months on $10,000
Requirements
Product: Fixed rate of interest. Early withdrawal penalty may be imposed; fees may reduce earnings.
Offer: Interest paid quarterly.
4.09% interest rate · Effective Aug 20, 2026
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More details - 4.10%APY$445 over 13 months on $10,000intro rate
Requirements
Product: Dividends compound quarterly. Federally insured up to $250,000 by NCUA. Once opened, additional deposits are not permitted until maturity. Early withdrawal subject to penalty. Renews automatically with a 10-day grace period.
Offer: Promotional rate; tier for balance $500
Promotional rate · Effective Sep 14, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Oklahoma
825 CDs at 105 banks and credit unions · checked Oct 15–22
- Typical
- 3.05%
- Top 10% from
- 4.00%
- Banks, typical
- 2.82%
- Credit unions, typical
- 3.35%
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Find your bank or credit union to see all its rates and how they compare near you.
Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches