Credit union · NCUA insured
Oklahoma Community Credit Union CD Rates
Oklahoma Community Credit Union’s best CD rate is 4.25% APY on a 13-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Oklahoma Community Credit Union’s CD rates compare
Compared with banks and credit unions near Stillwater, OK, where Oklahoma Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Oklahoma Community Credit Union
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Share Certificates
Top rate
Payne County Bank
4.35%APY
- Term
- 14 months
- Minimum
- $5,000
- Earns on $10,000
- $509
3rd-highest rate
BOK Financial
4.25%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $498
Oklahoma Community Credit Union CD score
86
CD score
Higher than 72% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo2.00%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oklahoma Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.25%APY · 9 terms
Low minimum opening balance of $1,000. Dividends compounded monthly. Penalties apply for early redemption of certificate funds other than dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.00% | $74 |
| 6 months | 3.40% | $169 |
| 9 monthsLimited time promo rate | 3.40% | $254 |
| 12 months | 4.00% | $400 |
| 13 months13 Month Share Certificate Special. Limited time offer. Renews into a 12 month standard term share certificate at maturity. Substantial penalty for early withdrawal | 4.25% | $461 |
| 18 months | 3.75% | $568 |
| 24 months | 1.85% | $373 |
| 36 months | 1.95% | $596 |
| 60 months | 2.00% | $1,041 |
Special-purpose accounts
IRA Share Certificates
Up to 4.00%APY · 5 terms
Share certificates are available for IRA accounts. Promotional terms may not be available in IRA products. Low minimum opening balance of $1,000. Dividends compounded monthly. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.40% | $169 |
| 12 months | 4.00% | $400 |
| 24 months | 1.85% | $373 |
| 36 months | 1.95% | $596 |
| 60 months | 2.00% | $1,041 |
Who can join Oklahoma Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.