Credit union · NCUA insured
Allegiance Credit Union CD Rates
Allegiance Credit Union’s best CD rate is 4.15% APY on a 13-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Allegiance Credit Union’s CD rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Allegiance Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Allegiance Credit Union
4.15%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $450
Share Certificate
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
WEOKIE Federal Credit Union
4.40%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,057
Allegiance Credit Union CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo2.80%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Allegiance Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificate
Up to 4.15%APY · 9 terms
For balances of $100,000 or greater. An early withdrawal penalty may apply if principal is withdrawn before maturity. Account fees could reduce earnings. ACU membership required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.25% | — |
| 7 months7 Month Promo offer may be withdrawn at any time | 4.00% | — |
| 12 months | 2.65% | — |
| 13 months13 Month Promo offer may be withdrawn at any time | 4.15% | — |
| 18 months | 2.70% | — |
| 24 months | 3.75% | — |
| 36 months | 2.75% | — |
| 48 months | 2.80% | — |
| 60 months | 2.90% | — |
Sources (1)
- allegiancecu.org/allegiance-credit-union-rates · captured Oct 15, 2026
Share Certificate
Up to 4.15%APY · 9 terms
$500 minimum to open regular share certificates. An early withdrawal penalty may apply if principal is withdrawn before maturity. Account fees could reduce earnings. ACU membership required.
| Term | APY · $500 – $9,999 | APY · $10,000 – $99,999 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 1.90% | 2.15% | 2.15%1.90% $500–$10k | $107 |
| 7 months7 Month Promo offer may be withdrawn at any time | 4.00% | 4.00% | 4.00%4.00% $500–$10k | $231 |
| 12 months | 2.20% | 2.55% | 2.55%2.20% $500–$10k | $255 |
| 13 months13 Month Promo offer may be withdrawn at any time | 4.15% | 4.15% | 4.15%4.15% $500–$10k | $450 |
| 18 months | 2.35% | 2.60% | 2.60%2.35% $500–$10k | $393 |
| 24 months | 3.75% | 3.75% | 3.75%3.75% $500–$10k | $764 |
| 36 months | 2.50% | 2.65% | 2.65%2.50% $500–$10k | $816 |
| 48 months | 2.55% | 2.70% | 2.70%2.55% $500–$10k | $1,125 |
| 60 months | 2.60% | 2.80% | 2.80%2.60% $500–$10k | $1,481 |
Sources (1)
- allegiancecu.org/allegiance-credit-union-rates · captured Oct 15, 2026
Flex Share Certificate
1.25%APY · 1 term
Start with just $5. Offers a 12-month term and allows a one-time, penalty-free withdrawal. ACU membership required. Early withdrawal penalties apply to other withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.25% | $125 |
Sources (1)
- allegiancecu.org/allegiance-credit-union-rates · captured Oct 15, 2026
Special-purpose accounts
IRA CD
Up to 4.15%APY · 8 terms
$500 minimum opening deposit. Early withdrawal penalty may apply. Tax-advantaged individual retirement account.
| Term | APY · $500 – $9,999 | APY · $10,000 – $49,999 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 months7 Month Promo offer may be withdrawn at any time | 4.00% | 4.00% | 4.00%4.00% $500–$10k | $231 |
| 12 months | 2.20% | 2.55% | 2.55%2.20% $500–$10k | $255 |
| 13 months13 Month Promo offer may be withdrawn at any time | 4.15% | 4.15% | 4.15%4.15% $500–$10k | $450 |
| 18 months | 2.35% | 2.60% | 2.60%2.35% $500–$10k | $393 |
| 24 months | 3.75% | 3.75% | 3.75%3.75% $500–$10k | $764 |
| 36 months | 2.50% | 2.65% | 2.65%2.50% $500–$10k | $816 |
| 48 months | 2.55% | 2.70% | 2.70%2.55% $500–$10k | $1,125 |
| 60 months | 2.60% | 2.80% | 2.80%2.60% $500–$10k | $1,481 |
Sources (1)
- allegiancecu.org/ira-cd-savings-accounts · captured Oct 15, 2026
Super IRA CD
Up to 4.15%APY · 8 terms
Super IRA CD requires $50,000+ balance. Early withdrawal penalty may apply. Maximize retirement savings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months7 Month Promo offer may be withdrawn at any time | 4.00% | $231 |
| 12 months | 2.65% | $265 |
| 13 months13 Month Promo offer may be withdrawn at any time | 4.15% | $450 |
| 18 months | 2.70% | $408 |
| 24 months | 3.75% | $764 |
| 36 months | 2.75% | $848 |
| 48 months | 2.80% | $1,168 |
| 60 months | 2.90% | $1,537 |
Sources (1)
- allegiancecu.org/ira-cd-savings-accounts · captured Oct 15, 2026
Who can join Allegiance Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.