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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 151–165 results in New Jersey

  1. Essex County Teachers FCUShare CertificateCD · 6 months · $2,000 min

    Credit union · 2 branches

    3.25%APY$161 over 6 months on $10,000
  2. Peapack Private Bank & TrustPersonal Certificates of Deposit (CDs)CD · 9 months · $500 min

    Bank · 17 branches

    3.25%APY$243 over 9 months on $10,000with conditions
  3. The First National Bank of ElmerCertificates of DepositCD · 9 months · $5,000 min

    Bank · 6 branches

    3.25%APY$243 over 9 months on $10,000
  4. Postal Employees Credit UnionCertificatesCD · 12 months · $500 min · 3.25%–3.60% by balance

    Credit union · 1 branch

    3.25%APY$325 over 1 year on $10,000
  5. North Jersey Federal Credit UnionRegular Term Share CertificatesCD · 18 months · $500 min

    Credit union · 4 branches

    3.25%APY$491 over 18 months on $10,000
  6. Fort Billings FCUShare CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    3.25%APY$491 over 18 months on $10,000
  7. Valley24-Month Certificate of DepositCD · 24 months · $500 min

    Bank · 126 branches

    3.25%APY$661 over 24 months on $10,000
  8. Financial Resources FCUTerm CertificatesCD · 60 months · $500 min

    Credit union · 10 branches

    3.25%APY$1,734 over 60 months on $10,000with conditions
  9. Valley36-Month Certificate of DepositCD · 36 months · $500 min

    Bank · 126 branches

    3.20%APY$991 over 36 months on $10,000
  10. Jersey Central Federal Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    3.20%APY$1,706 over 60 months on $10,000
  11. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 179 branches

    3.15%APY$315 over 1 year on $10,000
  12. Jersey Shore Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min · 3.10%–3.15% by balance

    Credit union · 5 branches

    3.10%APY$1,299 over 48 months on $10,000
  13. Valley48-Month Certificate of DepositCD · 48 months · $500 min

    Bank · 126 branches

    3.05%APY$1,277 over 48 months on $10,000
  14. Pennsville National Bank24 Month CDCD · 24 months · $2,500 min

    Bank · 5 branches

    3.04%APY$617 over 24 months on $10,000
  15. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionDream Plan Share CertificateCD · 60 months · $25 min

    Credit union · 1 branch

    3.04%APY$1,615 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in New Jersey

1,370 CDs at 141 banks and credit unions · checked Oct 16–23

Typical
2.80%
Top 10% from
4.00%
Banks, typical
2.25%
Credit unions, typical
3.04%

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New Jersey

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Altra Federal Credit UnionCredit union · 1 branch
  2. PenFed Credit UnionCredit union · 1 branch
  3. Bridgeton Onized Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate