Bank · FDIC insured
The First National Bank of Elmer CD Rates
The First National Bank of Elmer’s best CD rate is 3.25% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How The First National Bank of Elmer’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where The First National Bank of Elmer has the most branches. $10,000, best rate first.
This bank’s best
The First National Bank of Elmer
3.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $243
Certificates of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
The First National Bank of Elmer CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo0.30%
- 31–60 months31–60 mo0.55%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The First National Bank of Elmer ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.25%APY · 10 terms
Interest compounded monthly. Most automatically renew at maturity. Subject to early withdrawal penalty. Maintenance or activity fees could reduce earnings.
| Term | APY · $500 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | — | — | 0.05% | 0.05% | $1 |
| 6 months | 0.15% | — | — | 0.15% | $8 |
| 9 months | — | 3.25% | — | 3.25% | $243 |
| 12 months | 3.00% | — | — | 3.00% | $300 |
| 18 months | 0.30% | — | — | 0.30% | $45 |
| 24 months | 0.30% | — | — | 0.30% | $60 |
| 30 months | 0.30% | — | — | 0.30% | $75 |
| 36 months | 0.45% | — | — | 0.45% | $136 |
| 48 months | 0.50% | — | — | 0.50% | $202 |
| 60 months | 0.55% | — | — | 0.55% | $278 |
Sources (1)
- elmerbank.com/cds · captured Oct 9, 2026
Special-purpose accounts
IRA Certificate Accounts
Up to 3.00%APY · 7 terms
Interest is compounded quarterly/contracted quarterly. Subject to an early withdrawal penalty. Maintenance or activity fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.00% | $300 |
| 18 months | 0.30% | $45 |
| 24 months | 0.30% | $60 |
| 30 months | 0.30% | $75 |
| 36 months | 0.45% | $136 |
| 48 months | 0.50% | $202 |
| 60 months | 0.55% | $278 |
Sources (1)
- elmerbank.com/iras · captured Oct 9, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.