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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 61–75 results in Massachusetts

  1. AllCom Credit UnionCertificatesCD · 60 months · $500 min · 4.20%–4.30% by balance

    Credit union · 2 branches

    4.20%APY$2,284 over 60 months on $10,000
  2. Cape Ann Savings BankCertificates of DepositCD · 18 months · $500 min

    Bank · 4 branches

    4.18%APY$634 over 18 months on $10,000intro rate
  3. Canton Co-operative Bank6-Month CD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    4.15%APY$205 over 6 months on $10,000intro rate
  4. Dedham SavingsCertificate of Deposit (CD)CD · 15 months · $1,000 min

    Bank · 14 branches

    4.15%APY$521 over 15 months on $10,000
  5. Rockland TrustCertificate of DepositCD · 18 months · $1,000 min

    Bank · 140 branches

    4.15%APY$629 over 18 months on $10,000
  6. Mechanics Cooperative BankCertificates of DepositCD · 27 months · $500 min

    Bank · 9 branches

    4.15%APY$958 over 27 months on $10,000
  7. BCUCD SpecialsCD · 30 months

    Credit union · 1 branch

    4.15%APY$1,070 over 30 months on $10,000with conditions
  8. BankGloucesterCertificate of DepositCD · 8 months · $500 min

    Bank · 3 branches

    4.13%APY$273 over 8 months on $10,000
  9. Washington Savings BankCertificates of Deposit (CDs)CD · 13 months · $500 min

    Bank · 2 branches

    4.13%APY$448 over 13 months on $10,000
  10. Goldmark Federal Credit UnionCertificate of DepositCD · 15 months · $1,000 min

    Credit union · 1 branch

    4.13%APY$519 over 15 months on $10,000
  11. Top Carrot, Carrot Score 88
    Quincy Credit UnionCD SpecialCD · 16 months · $1,000 min

    Credit union · 4 branches

    4.13%APY$554 over 16 months on $10,000intro rate
  12. Canton Co-operative BankCDsCD · 6 months · $1,000 min

    Bank · 1 branch

    4.10%APY$203 over 6 months on $10,000
  13. Top Carrot, Carrot Score 88
    Middlesex Savings BankSpecial Promo Certificate of DepositCD · 7 months · $250 min

    Bank · 33 branches

    4.10%APY$237 over 7 months on $10,000intro rate
  14. Bank of CantonCertificates of DepositCD · 8 months · $1,000 min

    Bank · 5 branches

    4.10%APY$271 over 8 months on $10,000intro rate
  15. Cambridge Savings Bank10 Month Special CDCD · 10 months · $1,000 min

    Bank · 19 branches

    4.10%APY$341 over 10 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Massachusetts

1,990 CDs at 191 banks and credit unions · checked Oct 15–22

Typical
3.05%
Top 10% from
4.07%
Banks, typical
3.00%
Credit unions, typical
3.25%

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Massachusetts

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 14 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate