Bank · FDIC insured
Bank of Canton CD Rates
Bank of Canton’s best CD rate is 4.10% APY on an 8-month CD. Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Bank of Canton’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Bank of Canton has the most branches. $10,000, best rate first.
This bank’s best
Bank of Canton
4.10%APY
- Term
- 8 months
- Minimum
- $1,000
- Earns on $10,000
- $271
Certificates of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Bank of Canton CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo1.50%
- 31–60 months31–60 mo1.75%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Canton ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.10%APY · 7 terms
Early withdrawal penalty may apply. For terms of one year or more, interest is compounded daily; for terms of less than one year, interest is compounded monthly.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months91 Day CD. Interest compounded monthly. Penalty may be imposed for early withdrawal | — | 0.20% | 0.20% | $5 |
| 6 months6 Month CD. Interest compounded monthly. Penalty may be imposed for early withdrawal | — | 0.25% | 0.25% | $12 |
| 8 months8 Month CD Special is a limited time offer and converts to a standard 6 Month CD at renewal. Interest compounded monthly. Penalty may be imposed for early withdrawal | 4.10% | — | 4.10% | $271 |
| 12 months1 Year CD. Interest compounded daily. Penalty may be imposed for early withdrawal | 1.00% | — | 1.00% | $100 |
| 15 months15 Month CD. Interest compounded daily. Penalty may be imposed for early withdrawal | 3.75% | — | 3.75% | $471 |
| 24 months2 Year CD. Interest compounded daily. Penalty may be imposed for early withdrawal | 1.50% | — | 1.50% | $302 |
| 36 months3 Year CD. Interest compounded daily. Penalty may be imposed for early withdrawal | 1.75% | — | 1.75% | $534 |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
IRA Certificates of Deposit
2.53%APY · 1 term
Available as Traditional and Roth IRA plans. A penalty may be imposed for early withdrawal. For CD terms of one year or more, interest is compounded daily. For terms of less than one year, interest is compounded monthly. Due to IRS regulations and minimum balance requirements, certain IRA products may only accept funds through rollovers or transfers.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1 Year IRA CD. Interest is compounded daily. Penalty may be imposed for early withdrawal. Certain IRA products may only accept funds through rollovers or transfers | 2.53% | $253 |
Sources (2)
All captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.