Bank · FDIC insured
Rockland Trust CD Rates
Rockland Trust’s best CD rate is 4.15% APY on an 18-month CD. Terms run from 4 months to 5 years. Rates checked October 15, 2026.
How Rockland Trust’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Rockland Trust has the most branches. $10,000, best rate first.
This bank’s best
Rockland Trust
4.15%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $629
Certificate of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Rockland Trust CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo2.00%
- QualifiedQualified4.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Rockland Trust ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.15%APY · 14 terms
Minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Compounded daily. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 3.50% | $115 |
| 5 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 2.75% | $114 |
| 6 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 2.75% | $137 |
| 7 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 3.75% | $217 |
| 8 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 2.50% | $166 |
| 9 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 3.75% | $280 |
| 10 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 2.50% | $208 |
| 11 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 3.85% | $352 |
| 12 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 4.00% | $400 |
| 13 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 3.25% | $353 |
| 15 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 4.00% | $502 |
| 18 monthsSelect 18-Month CD. Compounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 4.15% | $629 |
| 24 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 2.00% | $404 |
| 60 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY | 2.00% | $1,041 |
Sources (1)
- rocklandtrust.com/personal-ban…s-and-money-market-rates · captured Oct 15, 2026
Special-purpose accounts
Individual Retirement Account Certificate of Deposit (IRA CD)
Up to 4.15%APY · 14 terms
All CD terms are also available as IRA CDs. Minimum deposit to open is $1,000; maximum deposit to open is $1,000,000.00. You must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed APY. Compounded daily. Individual Retirement Account Certificate of Deposits (IRA CDs) are subject to an annual maintenance fee as well as a transfer fee. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 3.50% | $115 |
| 5 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 2.75% | $114 |
| 6 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 2.75% | $137 |
| 7 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 3.75% | $217 |
| 8 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 2.50% | $166 |
| 9 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 3.75% | $280 |
| 10 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 2.50% | $208 |
| 11 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 3.85% | $352 |
| 12 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 4.00% | $400 |
| 13 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 3.25% | $353 |
| 15 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 4.00% | $502 |
| 18 monthsSelect 18-Month CD. Compounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 4.15% | $629 |
| 24 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 2.00% | $404 |
| 60 monthsCompounded daily. Minimum balance of $0.01 required daily to obtain disclosed APY. Subject to annual maintenance fee and transfer fee | 2.00% | $1,041 |
Sources (1)
- rocklandtrust.com/personal-ban…s-and-money-market-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.