Bank · FDIC insured
Washington Savings Bank CD Rates
Washington Savings Bank’s best CD rate is 4.13% APY on a 13-month CD. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Washington Savings Bank’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where Washington Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Washington Savings Bank
4.13%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $448
Certificates of Deposit (CDs)
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Washington Savings Bank CD score
86
CD score
Higher than 73% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.13%
- 16–30 months16–30 mo4.00%
- 31–60 months31–60 mo0.75%
- QualifiedQualified4.13%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Washington Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.13%APY · 14 terms
A penalty may be assessed for funds withdrawn prior to maturity on all certificates of deposits. Once a certificate of deposit account is opened, it maintains the opening rate for the length of its term. You must maintain a minimum balance of $10.00 in an account to earn the stated APY. $500 minimum deposit to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown91 Day Certificate | 3.60% | $0 |
| 6 months | 3.50% | $173 |
| 7 months | 3.44% | $199 |
| 10 months | 0.30% | $25 |
| 12 months | 2.88% | $288 |
| 13 months | 4.13% | $448 |
| 15 months | 2.00% | $251 |
| 18 months | 4.00% | $606 |
| 24 months | 0.40% | $80 |
| 26 months26 Month BUMP CD Special (bump to higher rate once during term). The 26-month Certificate of Deposit is available as of May 1st 2019 and will renew as a 24-month Certificate of Deposit at the current APY. For the 26-month term only, if the bank offers a higher APY for the same term Certificate during the initial term of your CD Bump Rate Special, customer must contact the bank and request to bump (increase) the APY for the certificate through the remainder of the initial term | 0.50% | $109 |
| 30 months | 0.50% | $125 |
| 36 months | 0.55% | $166 |
| 49 months | 0.65% | $268 |
| 60 months | 0.75% | $381 |
Sources (2)
- washingtonsavings.com/manage/tools/rates.html
- washingtonsavings.com/personal…ates-of-deposit-cds.html
All captured Oct 5, 2026
Special-purpose accounts
IRA CDs
Up to 4.00%APY · 6 terms
Traditional IRA and Roth IRA options available. No setup fees. $500 minimum deposit to open. A penalty may be assessed for funds withdrawn prior to maturity on all certificates of deposits. Once a certificate of deposit account is opened, it maintains the opening rate for the length of its term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.88% | $288 |
| 18 months | 4.00% | $606 |
| 24 months | 0.40% | $80 |
| 36 months | 0.55% | $166 |
| 48 months | 0.65% | $263 |
| 60 months | 0.75% | $381 |
Sources (2)
- washingtonsavings.com/manage/tools/rates.html
- washingtonsavings.com/personal…ement-accounts-iras.html
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.