Bank · FDIC insured
BankGloucester CD Rates
BankGloucester’s best CD rate is 4.13% APY on an 8-month CD. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How BankGloucester’s CD rates compare
Compared with banks and credit unions near Boston, MA-NH, where BankGloucester has the most branches. $10,000, best rate first.
This bank’s best
BankGloucester
4.13%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $273
Certificate of Deposit
Top rate
RiverWorks Credit Union
4.80%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $237
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
BankGloucester CD score
87
CD score
Higher than 77% of U.S. banks and credit unions
- 3–8 months3–8 mo4.13%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.75%
- 31–60 months31–60 mo2.75%
- QualifiedQualified4.13%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankGloucester ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.13%APY · 11 terms
No account fees; no penalty for interest withdrawal. Early withdrawal penalty applies. Deposits insured in full.
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsSimple compounding | — | 3.50% | 3.50% | $173 |
| 8 monthsMonthly compounding. Special CD term | 4.13% | — | 4.13% | $273 |
| 9 monthsMonthly compounding | 3.90% | — | 3.90% | $291 |
| 12 monthsMonthly compounding | 3.65% | — | 3.65% | $365 |
| 15 monthsMonthly compounding. Special CD term | 4.00% | — | 4.00% | $502 |
| 18 monthsMonthly compounding | 3.00% | — | 3.00% | $453 |
| 24 monthsMonthly compounding | 3.75% | — | 3.75% | $764 |
| 30 monthsMonthly compounding | 3.00% | — | 3.00% | $767 |
| 36 monthsMonthly compounding. Stated interest rate is 2.92% with 2.75% APY in schedule | 2.75% | — | 2.75% | $848 |
| 48 monthsMonthly compounding | 2.25% | — | 2.25% | $931 |
| 60 monthsMonthly compounding | 2.25% | — | 2.25% | $1,177 |
Sources (1)
- bankgloucester.com/personal/cds-and-iras · captured Oct 15, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.75%APY · 6 terms
IRA accounts charged an IRA Service Fee of $15.00 annually on December 15th. Early withdrawal penalty may be imposed. Deposits insured in full.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsMonthly compounding. Traditional and Roth IRA options | 3.65% | $365 |
| 18 monthsMonthly compounding. Traditional and Roth IRA options | 3.00% | $453 |
| 24 monthsMonthly compounding. Traditional and Roth IRA options | 3.75% | $764 |
| 30 monthsMonthly compounding. Traditional and Roth IRA options | 3.00% | $767 |
| 36 monthsMonthly compounding. Traditional and Roth IRA options | 2.75% | $848 |
| 48 monthsMonthly compounding. Traditional and Roth IRA options | 2.25% | $931 |
Sources (2)
All captured Oct 15, 2026
Opening an account
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