Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results in Louisiana
- 2.50%APY$250 over 1 year on $10,000
Requirements
Product: Interest can be compounded or withdrawn. A $1,000 minimum balance is required for all regular CD terms ($5,000 for Bump Rate CDs) to earn the stated APY. Early withdrawal penalties apply.
Offer: 1 year CD. Minimum balance of $1,000.00 required to earn stated APY. Early withdrawal penalty is one month's interest.
2.50% interest rate · Effective Aug 30, 2024
Rate checked
More details - 2.50%APY$769 over 36 months on $10,000
Requirements
Product: Fixed rate for the term of CD. Must maintain a minimum balance of $500. Early withdrawals are subject to penalties.
Offer: Penalty may be imposed for early withdrawal.
Effective Sep 15, 2026
Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details - American Bank & Trust CompanyCertificates of Deposit (CDs)CD · 36 months · $1,000 min
Bank · 7 branches
2.07%APY$634 over 36 months on $10,000Requirements
Product: Available for terms from 1 month to 3 years. Minimum deposit of $1,000.00 required to open account. May be subject to a penalty for early withdrawal.
Offer: Monthly check or transfer to account
2.05% interest rate · Effective May 11, 2023
Rate checked
More details - 2.02%APY$17 over 1 months on $10,000
Rate checked
More details - 2.02%APY$202 over 1 year on $10,000
Rate checked
More details - 1.50%APY$302 over 24 months on $10,000
1.49% interest rate
Rate checked
More details - 1.50%APY$457 over 36 months on $10,000
1.49% interest rate
Rate checked
More details - 1.50%APY$614 over 48 months on $10,000
1.49% interest rate
Rate checked
More details - 1.50%APY$773 over 60 months on $10,000
1.49% interest rate
Rate checked
More details - 1.35%APY$203 over 18 months on $10,000
1.34% interest rate
Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
1.24% interest rate
Rate checked
More details - 1.00%APY$201 over 24 months on $10,000
Requirements
Product: After certificate is opened, dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.
Offer: Fixed dividend rate. Early withdrawal penalty applies.
1.00% interest rate · Effective Sep 1, 2016
Rate checked
More details - Heart of Louisiana Credit UnionMoney Market Share CertificatesCD · 60 months · $1,000 min
Credit union · 4 branches
1.00%APY$510 over 60 months on $10,000Requirements
Product: Rates current as of 12/01/2022. Early withdrawal penalty may apply on share certificate accounts.
Offer: 5-year term
1.00% interest rate · Effective Dec 1, 2022
Rate checked
More details - LES FCUShare CertificatesCD · 12 months · $500 min · 0.57%–3.82% by balance
Credit union · 2 branches
0.57%APY$57 over 1 year on $10,000Requirements
Product: Membership required. Penalty for early withdrawal.
Offer: Dividends paid at maturity. Penalty for early withdrawal.
3.75% interest rate · Effective Nov 4, 2025
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.77% $1,000 and upYour amount 0.57% $50,000 and up 3.82% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Louisiana
701 CDs at 98 banks and credit unions · checked Oct 16–22
- Typical
- 3.30%
- Top 10% from
- 4.05%
- Banks, typical
- 2.02%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches