Credit union · NCUA insured
Heart of Louisiana Credit Union CD Rates
Heart of Louisiana Credit Union’s best CD rate is 1.00% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Heart of Louisiana Credit Union’s CD rates compare
Compared with banks and credit unions near Alexandria, LA, where Heart of Louisiana Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Heart of Louisiana Credit Union
1.00%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $510
Money Market Share Certificates
Top rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Minimum
- $0
- Earns on $10,000
- $403
Heart of Louisiana Credit Union CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.25%
- 9–15 months9–15 mo0.30%
- 16–30 months16–30 mo0.40%
- 31–60 months31–60 mo1.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Heart of Louisiana Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Share Certificates
Up to 1.00%APY · 7 terms
Rates current as of 12/01/2022. Early withdrawal penalty may apply on share certificate accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3-month term | 0.20% | $5 |
| 6 months6-month term | 0.25% | $12 |
| 12 months1-year term | 0.30% | $30 |
| 24 months2-year term | 0.40% | $80 |
| 36 months3-year term | 0.55% | $166 |
| 48 months4-year term | 0.70% | $283 |
| 60 months5-year term | 1.00% | $510 |
Sources (1)
- heartcu.org/rates · captured Oct 16, 2026
Special-purpose accounts
IRA Share Certificates
Up to 1.15%APY · 4 terms
Rates current as of 12/01/2022. Early withdrawal penalty may apply on share certificate accounts.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months1-year term | 0.45% | $45 |
| 24 months2-year term | 0.54% | $108 |
| 36 months3-year term | 0.70% | $211 |
| 60 months5-year term | 1.15% | $588 |
Sources (1)
- heartcu.org/rates · captured Oct 16, 2026
Who can join Heart of Louisiana Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Rapides, Winn, Allen, Natchitoches, Evangeline, Concordia, Catahoula, LaSalle, Avoyelles, and Grant parishes, as well as businesses and other legal entities located in this area.
Membership information collected October 5, 2026.