Bank · FDIC insured
American Bank & Trust Company CD Rates
American Bank & Trust Company’s best CD rate is 2.07% APY on a 3-year CD. Terms run from 1 month to 3 years. Rates checked October 16, 2026.
How American Bank & Trust Company’s CD rates compare
Compared with banks and credit unions near Opelousas, LA, where American Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
American Bank & Trust Company
2.07%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $634
Certificates of Deposit (CDs)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
b1BANK
4.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $366
American Bank & Trust Company CD score
63
CD score
Higher than 9% of U.S. banks and credit unions
- 3–8 months3–8 mo1.56%
- 9–15 months9–15 mo1.91%
- 16–30 months16–30 mo2.02%
- 31–60 months31–60 mo2.07%
- QualifiedQualified2.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Bank & Trust Company ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 2.07%APY · 6 terms
Available for terms from 1 month to 3 years. Minimum deposit of $1,000.00 required to open account. May be subject to a penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 0.25% | $2 |
| 3 months | 0.65% | $16 |
| 6 months | 1.56% | $78 |
| 12 monthsMonthly check or transfer to account | 1.90% | $190 |
| 12 monthsQuarterly add-on | 1.91% | $191 |
| 24 monthsMonthly check or transfer to account | 2.02% | $408 |
| 36 monthsMonthly check or transfer to account | 2.07% | $634 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
Up to 2.07%APY · 4 terms
Available at a fixed rate for the term of the certificate of deposit. Investments are available for a minimum of 6 months and are automatically renewed unless otherwise specified. Minimum deposit of $250.00 required to open account. May be subject to a penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.56% | $78 |
| 12 monthsQuarterly add-on | 1.91% | $191 |
| 24 monthsQuarterly add-on | 2.02% | $408 |
| 36 monthsQuarterly add-on | 2.07% | $634 |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.