Credit union · NCUA insured
Lampco FCU CD Rates
Lampco FCU’s best CD rate is 2.50% APY on a 3-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How Lampco FCU’s CD rates compare
Compared with banks and credit unions near Indianapolis, IN, where Lampco FCU has the most branches. $10,000, best rate first.
This credit union’s best
Lampco FCU
2.50%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $769
Share Certificates of Deposit
Top rate
IU Credit Union
4.50%APY
- Term
- 6 months
- Minimum
- $2,000
- Earns on $10,000
- $223
2nd-highest rate
Elements Financial
4.50%APY
- Term
- 8 months
- Minimum
- $1,000
- Earns on $10,000
- $298
Lampco FCU CD score
63
CD score
Higher than 10% of U.S. banks and credit unions
- 3–8 months3–8 mo1.30%
- 9–15 months9–15 mo2.00%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo2.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lampco FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates of Deposit
Up to 2.50%APY · 7 terms
Fixed rate for the term of CD. Must maintain a minimum balance of $500. Early withdrawals are subject to penalties.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty may be imposed for early withdrawal | 1.30% | $32 |
| 6 monthsPenalty may be imposed for early withdrawal | 1.30% | $65 |
| 12 monthsPenalty may be imposed for early withdrawal | 2.00% | $200 |
| 24 monthsPenalty may be imposed for early withdrawal | 2.00% | $404 |
| 36 monthsPenalty may be imposed for early withdrawal | 2.50% | $769 |
| 48 monthsPenalty may be imposed for early withdrawal | 2.50% | $1,038 |
| 60 monthsPenalty may be imposed for early withdrawal | 2.50% | $1,314 |
Sources (2)
All captured Sep 18, 2026
Who can join Lampco FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or volunteer in Madison, Marion, Hamilton, or Hancock County, Indiana, or Ouachita Parish, Louisiana.
Cost to join
- A minimum deposit of $5.00 in a Member Savings Account is required to establish membership.
Membership information collected October 5, 2026.