Credit union · NCUA insured
SWBE FCU CD Rates
SWBE FCU’s best CD rate is 1.00% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How SWBE FCU’s CD rates compare
Compared with banks and credit unions near New Orleans, LA, where SWBE FCU has the most branches. $10,000, best rate first.
This credit union’s best
SWBE FCU
1.00%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $201
Regular Certificate of Deposit (CD)
Top rate
IRFCU
4.58%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $226
2nd-highest rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
SWBE FCU CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.45%
- 9–15 months9–15 mo0.75%
- 16–30 months16–30 mo1.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where SWBE FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Certificate of Deposit (CD)
Up to 1.00%APY · 3 terms
After certificate is opened, dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed dividend rate. Early withdrawal penalty applies | 0.45% | $22 |
| 12 monthsFixed dividend rate. Early withdrawal penalty applies | 0.75% | $75 |
| 24 monthsFixed dividend rate. Early withdrawal penalty applies | 1.00% | $201 |
Sources (1)
- swbfcu.com/rates/share_rates.php · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate of Deposit (CD)
Up to 1.00%APY · 3 terms
After certificate is opened, dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsFixed dividend rate. Early withdrawal penalty applies | 0.45% | $22 |
| 12 monthsFixed dividend rate. Early withdrawal penalty applies | 0.75% | $75 |
| 24 monthsFixed dividend rate. Early withdrawal penalty applies | 1.00% | $201 |
Sources (1)
- swbfcu.com/rates/share_rates.php · captured Sep 18, 2026
Who can join SWBE FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Sewerage and Water Board are eligible for credit union membership.
Family and household
- Family members of employees of the Sewerage and Water Board are eligible for credit union membership.
Membership information collected October 5, 2026.