Bank · FDIC insured
State Bank Trust & Company
A $165.1M bank headquartered in Golden Meadow, LA, with 4 branches in Louisiana. Best rates: savings 0.20% APY.
State Bank Trust & Company Carrot Score
62
Carrot Score
Higher than 5% of U.S. banks and credit unions
#8 of 11 in Houma, LA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About State Bank Trust & Company
State Bank & Trust Company has served the Cajun community since 1953, operating branch locations across Lafourche Parish in Golden Meadow, Cut Off, Larose, and Mathews.
The bank maintains its main office in Golden Meadow, Louisiana.
- Headquarters
- 176 Washington Street, Golden Meadow, LA 70357
- FDIC certificate
- 17169 ↗
Branches
4 branches in Louisiana
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Louisiana
4 branches
- State Bank & Trust CompanyMain office176 Washington Street, Golden Meadow, LA 70357Directions
- Cut Off Branch14828 W Main St, Cut Off, LA 70345Directions
- Larose Branch11892 Highway 308, Larose, LA 70373Directions
- Mathews Office Branch4674 Highway 1, Mathews, LA 70375Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.63% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.46% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.50% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $80 | $81 | — |
- CapitalLeverage ratio10.63%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.46%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.50%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$80Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of State Bank Trust & Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.