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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Idaho

  1. Global Credit UnionCertificate AccountCD · 24–35 months · $500 min

    Credit union · 2 branches

    4.00%APYwith conditions
  2. Washington Trust BankFixed-Rate CDCD · 15 months · $500 min

    Bank · 12 branches

    3.98%APY$500 over 15 months on $10,000
  3. Farmers BankCertificates of DepositCD · 12 months · $500 min

    Bank · 6 branches

    3.95%APY$395 over 1 year on $10,000
  4. Top Carrot, Carrot Score 90
    Goldenwest Credit Union18 Month Variable CertificateCD · 18 months · $50 min

    Credit union · 5 branches

    3.91%APY$592 over 18 months on $10,000
  5. Idaho United Credit Union6 Month Promo CDCD · 6 months · $500 min

    Credit union · 2 branches

    3.90%APY$193 over 6 months on $10,000
  6. Top Carrot, Carrot Score 89
    Rogue Credit UnionTreasure Valley Bump Rate CertificateCD · 30 months · $500 min

    Credit union · 2 branches

    3.90%APY$1,004 over 30 months on $10,000
  7. Lookout Credit UnionLimited Time CD SpecialsCD · 6 months · $500 min

    Credit union · 6 branches

    3.85%APY$191 over 6 months on $10,000intro rate
  8. Rails West Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 2 branches

    3.82%APY$189 over 6 months on $10,000
  9. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionFlex CertificateCD · 12 months · $50 min

    Credit union · 5 branches

    3.80%APY$380 over 1 year on $10,000
  10. Top Carrot, Carrot Score 99
    America First Credit UnionFlexible Certificate AccountsCD · 12 months · $500 min

    Credit union · 2 branches

    3.80%APY$380 over 1 year on $10,000
  11. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 6 branches

    3.75%APY$217 over 7 months on $10,000
  12. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 20 branches

    3.75%APY$375 over 1 year on $10,000with conditions
  13. Top Carrot, Carrot Score 93
    Westmark Credit UnionLiquid Term CertificateCD · 15 months · $5,000 min

    Credit union · 15 branches

    3.75%APY$471 over 15 months on $10,000
  14. Connections CUCertificate of DepositCD · 60 months · $500 min

    Credit union · 11 branches

    3.75%APY$2,021 over 60 months on $10,000
  15. First Federal BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 14 branches

    3.71%APY$1,998 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Idaho

544 CDs at 53 banks and credit unions · checked Oct 6–22

Typical
3.20%
Top 10% from
4.15%
Banks, typical
1.02%
Credit unions, typical
3.61%

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Idaho

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 2 branches
  2. ICCUCredit union · 52 branches
  3. Responders Emergency Services Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate