Credit union · NCUA insured
Connections CU CD Rates
Connections CU’s best CD rate is 3.75% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Connections CU’s CD rates compare
Compared with banks and credit unions near Boise City, ID, where Connections CU has the most branches. $10,000, best rate first.
This credit union’s best
Connections CU
3.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,021
Certificate of Deposit
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,522
Connections CU CD score
82
CD score
Higher than 60% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.65%
- 16–30 months16–30 mo3.70%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Connections CU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.75%APY · 9 terms
Insured up to $250,000 by NCUA. Early withdrawal penalties apply (30 days dividends for maturity of one year or less; 90 days dividends for maturity of more than one year).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.50% | $173 |
| 9 months | 3.55% | $265 |
| 12 months | 3.65% | $365 |
| 18 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.70% | $560 |
| 24 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.60% | $733 |
| 30 months | 3.00% | $767 |
| 36 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.40% | $1,055 |
| 48 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.50% | $1,475 |
| 60 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.75% | $2,021 |
Sources (3)
- connectidaho.org/rates
- connectidaho.org/s/Consumer-Account-Disclosures.pdf
- connectidaho.org/certificate-of-deposit
All captured Sep 16, 2026
Special-purpose accounts
IRA Certificate
Up to 3.75%APY · 7 terms
Available as Traditional or Roth IRA. Terms between 12-Month and 5-Year share rates with standard certificates. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.65% | $365 |
| 18 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.70% | $560 |
| 24 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.60% | $733 |
| 30 months | 3.00% | $767 |
| 36 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.40% | $1,055 |
| 48 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.50% | $1,475 |
| 60 monthsOne Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers) | 3.75% | $2,021 |
Who can join Connections CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Ada, Bannock, Bear Lake, Bingham, Bonneville, Canyon, Caribou, Cassia, Franklin, Jefferson, Jerome, Lincoln, Minidoka, Oneida, Power, and Twin Falls counties are eligible for membership.
Family and household
- Relatives of current members are eligible for membership.
Cost to join
- A $5 share deposit in a Regular Share Savings Account is required to establish membership share in the credit union.
Membership information collected October 4, 2026.