Credit union · NCUA insured
Lookout Credit Union
A $309.2M credit union headquartered in Pocatello, ID, with 25,822 members and 6 branches in Idaho. Best rates: CDs 3.85% and savings 3.00% APY.
Lookout Credit Union Carrot Score
86
Carrot Score
Higher than 73% of U.S. banks and credit unions
#5 of 16 in Pocatello, ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lookout Credit Union
Originally formed on April 10, 1952 as Idaho State College Federal Credit Union, Lookout Credit Union is a member-owned financial institution based in Pocatello, Idaho.
The credit union was renamed Idaho State University Federal Credit Union in 1963 and rebranded to Lookout Credit Union in 2021.
Since 1952, it has served Pocatello educators and families, as well as the broader Southeastern Idaho community.
- Headquarters
- 275 S 5th Ave, Pocatello, ID 83201
- NCUA charter
- 7776
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members, employees, volunteers, or residents of affiliated associations and foundations (including local humane societies, Community Impact Fund, Zoo Idaho Zoological Society, North Park Village Condominium Association, and others) are eligible for membership.
- Employees of specified health care and dental providers (Gateway Transitional Care Center, Portneuf Medical Center, Eastern Idaho Regional Medical Center, Bingham Memorial Hospital, Yellowstone Dental Associates, Sugar Bugs Pediatric Dentist, Fellows Dental, Larsen Dental Office, Mountain View Hospital, Portneuf Valley Family Center) are eligible to join.
- Employees of North Wind, Inc. who work in or are paid from the North Wind office in Idaho Falls, and their families, are eligible to join.
- Contractors and employees of contractors providing goods and/or services to the Blackfoot and Snake River school systems are eligible to join.
- Employees of select employers (Costco of Pocatello, JC Penny Pocatello, Hampton Inn and Suites Pocatello, Bannock Animal Medical Center Chubbuck, Alta Animal Hospital Pocatello, Bannock County in Pocatello, McCain Foods and Americold in Burley) are eligible to join.
Military, government and schools
- Employees and students of the College of Eastern Idaho are eligible to join.
10 more ways to join
Military, government and schools
- Employees and members of the ISU Bengal Foundation are eligible to join.
- Concessionaires and employees of concessionaires who work on the Idaho State University campus are eligible to join.
- Faculty, staff, students, and alumni of Idaho State University are eligible for membership.
- Military personnel assigned for duty to Idaho State University are eligible to join.
- Employees of the City of Ammon (working in/paid from Ammon, ID), City of Idaho Falls (working in/paid from Idaho Falls, ID), Bonneville County (working in/paid from Idaho Falls, ID), or White Pine Charter School (working in/paid from Idaho Falls, ID) are eligible to join.
- Employees and students of the Nathan Lane Institute of Cosmetology are eligible for membership.
- Employees and students of specified Southeast Idaho School Districts (including Marsh Valley #21, Soda Springs #150, Blackfoot #55, Snake River #52, Firth #59, Grace #148, Rockland #382, Aberdeen #58, Pocatello Community Charter School #25, Jefferson Joint School District #251, Idaho Falls School District #91, Bonneville Joint School District #93, Connor Academy, Holy Spirit Catholic School, Blackfoot Charter School #55, Pocatello-Chubbuck School District #25, Cassia School District #151, and Minidoka School District #331) are eligible for membership.
- Employees of specified Southeast Idaho School Districts (American Falls #381, Oneida/Malad #351, North Gem #149, Preston #201, Westside #202, and Joint Shelley School District #60) are eligible to join.
- Students attending and employees of the Idaho State University/University of Idaho Center for Higher Education at University Place (including Idaho National Laboratories contract employees working regularly there) are eligible for membership.
Family and household
- Family members of current or eligible members of Lookout Credit Union are eligible to join.
Branches
6 branches in Idaho
Loading map…
Idaho
6 branches
Pocatello area · 2
- Lookout FCU Alameda Branch202 W Alameda Rd, Pocatello, ID 83201Directions
- Lookout FCU Campus Branch707 S 9th Ave, Pocatello, ID 83209Directions
Blackfoot area · 1
- Lookout FCU Blackfoot Branch58 N Broadway St, Blackfoot, ID 83221Directions
Burley area · 1
- Lookout FCU Burley Branch1041 E Main St, Burley, ID 83318Directions
Idaho Falls area · 1
- Lookout FCU Sunnyside Branch2255 E Sunnyside Rd, Idaho Falls, ID 83404Directions
Boise City area · 1
- Lookout FCU Fairview Boise Branch2295 E Fairview, Ste 100, Meridian, ID 83642Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.60% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.36% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.41% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $75 | $76 | — |
- CapitalNet worth ratio7.60%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.36%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.41%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$75Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lookout Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.