Bank · FDIC insured
Farmers Bank
A $678.4M bank headquartered in Buhl, ID, with 6 branches in Idaho. Best rates: CDs 3.95% and savings 0.65% APY.
Farmers Bank Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#7 of 17 in Twin Falls, ID metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Farmers Bank
Established in 1917 as The Farmers National Bank, Farmers Bank is a multi-generational family-owned institution.
The bank focuses on serving the Magic Valley community, operating branch offices in Wendell, Jerome, and Twin Falls, Idaho.
- Headquarters
- 914 Main St, Buhl, ID 83316
- FDIC certificate
- 2850 ↗
Branches
6 branches in Idaho
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Idaho
6 branches
Twin Falls area · 5
- Farmers BankMain office914 Main St, Buhl, ID 83316Directions
- Jerome Branch1441 S Lincoln Ave, Jerome, ID 83338Directions
- Pole Line Branch Office317 Pole Line Rd, Twin Falls, ID 83301Directions
- Twin Falls Branch890 Shoshone St E, Twin Falls, ID 83301Directions
- Twin Falls Branch1097 Blue Lakes Blvd N, Twin Falls, ID 83301Directions
Wendell area · 1
- Wendell Branch160 S Idaho St, Wendell, ID 83355Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.90% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.59% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.63% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $77 | $81 | — |
- CapitalLeverage ratio15.90%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.59%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.63%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$77Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Farmers Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.