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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 46–60 results in California

  1. MyPoint Credit UnionMyTerm CDCD · 9–60 months · $1,000 min

    Credit union · 7 branches

    4.25%APYintro rate
  2. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 761 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  3. Compass Community Credit UnionTerm Share CertificatesCD · 11 months · $7,500 min

    Credit union · 2 branches

    4.25%APY$389 over 11 months on $10,000
  4. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 271 branches

    4.25%APY$425 over 1 year on $10,000
  5. Top Carrot, Carrot Score 94
    City First BankCertificates of Deposit (CD) (Retail/Consumer Only)CD · 12 months · $1,000 min

    Bank · 2 branches

    4.25%APY$425 over 1 year on $10,000
  6. Top Carrot, Carrot Score 95
    CU SoCal12-Month Promotional CertificateCD · 12 months · $500 min

    Credit union · 24 branches

    4.25%APY$425 over 1 year on $10,000intro rate
  7. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 56 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  8. Top Carrot, Carrot Score 88
    UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min

    Bank · 7 branches

    4.25%APY$534 over 15 months on $10,000intro rate
  9. Eagle Community Credit Union18-Month Promo CertificateCD · 18 months · $1,000 min

    Credit union · 6 branches

    4.25%APY$644 over 18 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    Rize Credit UnionTraditional CertificateCD · 60 months

    Credit union · 5 branches

    4.25%APY$2,313 over 60 months on $10,000
  11. Top Carrot, Carrot Score 88
    SF Fire Credit UnionTerm CertificatesCD · 60 months · $250 min

    Credit union · 3 branches

    4.25%APY$2,313 over 60 months on $10,000
  12. Siskiyou Credit UnionShare CertificateCD · 12 months · $0 min

    Credit union · 2 branches

    4.20%APY$420 over 1 year on $10,000
  13. Top Carrot, Carrot Score 88
    Redwood Credit UnionPersonal Savings CertificatesCD · 12–17 months · $1,000 min

    Credit union · 23 branches

    4.20%APYwith conditions
  14. Top Carrot, Carrot Score 94
    Vida Federal Credit Union13 Month Certificate Special (New Money)CD · 13 months · $1,000 min

    Credit union · 1 branch

    4.20%APY$456 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 91
    First BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 45 branches

    4.20%APY$456 over 13 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in California

2,320 CDs at 260 banks and credit unions · checked Oct 16–22

Typical
3.15%
Top 10% from
4.00%
Banks, typical
2.46%
Credit unions, typical
3.25%

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California

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 1 branch
  2. Skyla Credit UnionCredit union · 1 branch
  3. F&A Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate