Credit union · NCUA insured
Redwood Credit Union
Top CarrotA $9.9B credit union, the 25th largest of 4,329, headquartered in Santa Rosa, CA, with 417,354 members and 23 branches in California. Best rates: savings 1.00% APY.
Redwood Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 84% of U.S. banks and credit unions
#1 of 16 in Santa Rosa, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Redwood Credit Union
Redwood Credit Union is a member-owned credit union operating 22 branch locations throughout the North Bay and San Francisco.
- Headquarters
- 3033 Cleveland Ave, Santa Rosa, CA 95403-2126
- NCUA charter
- 60793
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Business membership is open to businesses with principal places of business within the 7 North Bay counties or San Francisco.
Branches
23 branches in California
Loading map…
California
23 branches
Santa Rosa area · 11
- Cleveland BranchMain office3033 Cleveland Ave, Santa Rosa, CA 95403Directions
- Cloverdale Branch1129 S Cloverdale Blvd, Cloverdale, CA 95425Directions
- N. McDowell Blvd Branch301 N McDowell Blvd, Petaluma, CA 94954Directions
- West Petaluma1060 Petaluma Blvd N, Petaluma, CA 94952Directions
- Rohnert Park Branch250 Rohnert Park Expy, Rohnert Park, CA 94928Directions
- Dutton1205 N Dutton Ave, Santa Rosa, CA 95401Directions
- Fourth Street Branch2763 4th St, Santa Rosa, CA 95405Directions
- Mendocino Avenue Branch2460 Mendocino Ave, Suite A, Santa Rosa, CA 95403Directions
- Sebastopol7840 Covert Ln, Sebastopol, CA 95472Directions
- Sonoma500 W Napa St, #500, Sonoma, CA 95476Directions
- Windsor Branch8945 Brooks Rd S, Suite 111, Windsor, CA 95492Directions
San Francisco area · 5
- Mill Valley Branch695 E Blithedale Ave, Mill Valley, CA 94941Directions
- Novato Branch1010 Grant Ave, Novato, CA 94945Directions
- San Anselmo894 Sir Francis Drake Blvd, San Anselmo, CA 94960Directions
- San Francisco Site1390 Market St, Suite 109, San Francisco, CA 94102Directions
- San Rafael Branch209 3rd St, San Rafael, CA 94901Directions
Napa area · 3
- American Canyon Branch406 Napa Junction Rd Ste 126, American Canyon, CA 94503Directions
- Airport blvd470 Devlin Rd, Napa, CA 94558Directions
- Napa Branch1705 1st St, Napa, CA 94559Directions
Ukiah area · 3
- The Point Arena280 Main Street, Point Arena, CA 95468Directions
- Future Ukiah414 E Perkins St, Ukiah, CA 95482Directions
- Ukiah Branch195 Orchard Plz, Ukiah, CA 95482Directions
Clearlake area · 1
- Lower Lake Branch16095 Main St, Lower Lake, CA 95457Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.26% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.72% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.40% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalNet worth ratio13.26%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.72%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.40%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Redwood Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.