Credit union · NCUA insured
Compass Community Credit Union CD Rates
Compass Community Credit Union’s best CD rate is 4.25% APY on an 11-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Compass Community Credit Union’s CD rates compare
Compared with banks and credit unions near Eureka, CA, where Compass Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Compass Community Credit Union
4.25%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $7,500
- Earns on $10,000
- $389
Term Share Certificates
Top rate
Coast Central Credit Union
4.33%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,361
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Compass Community Credit Union CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo3.03%
- 9–15 months9–15 mo4.25%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo4.06%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Compass Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.25%APY · 8 terms
Fixed rates are guaranteed for the length of the term. Early withdrawal penalties apply (90 days for terms 12 months or less; 180 days for terms greater than 12 months).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.03% | $150 |
| 11 monthsExisting Compass CCU funds ineligible. Minimum $7,500 required. At maturity, automatically renews at the current 6-month rate unless notified in writing prior to maturity | 4.25% | $389 |
| 12 months | 3.55% | $355 |
| 14 monthsAt maturity, automatically renews at the current 12-month rate unless notified in writing prior to maturity | 3.96% | $464 |
| 24 months | 3.80% | $774 |
| 36 months | 3.91% | $1,219 |
| 48 months | 4.06% | $1,726 |
| 60 months | 4.06% | $2,202 |
Special-purpose accounts
IRA Term Share Certificates
Up to 4.25%APY · 8 terms
Available as Traditional IRA CD and Roth IRA CD wrappers. Minimum deposit of $500; terms from 6 to 60 months; dividends compounded daily and paid quarterly. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.03% | $150 |
| 11 monthsExisting Compass CCU funds ineligible. Minimum $7,500 required. At maturity, automatically renews at current 6-month rate unless notified in writing prior to maturity | 4.25% | $389 |
| 12 months | 3.55% | $355 |
| 14 monthsAt maturity, automatically renews at current 12-month rate unless notified in writing prior to maturity | 3.96% | $464 |
| 24 months | 3.80% | $774 |
| 36 months | 3.91% | $1,219 |
| 48 months | 4.06% | $1,726 |
| 60 months | 4.06% | $2,202 |
Sources (2)
All captured Sep 16, 2026
Who can join Compass Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You can join if you live, work, or worship in Humboldt, Del Norte, or Trinity County in CA.
Military, government and schools
- Cal Poly Humboldt (formerly Humboldt State University) students and staff are eligible to join.
Family and household
- Family members can also join.
Cost to join
- Open a savings account with as little as $5 to receive all the benefits of membership.
- Membership is free.
Membership information collected October 5, 2026.