Credit union · NCUA insured
Compass Community Credit Union
A $180.9M credit union headquartered in Arcata, CA, with 6,315 members and 2 branches in California. Best rates: CDs 4.25% and savings 0.20% APY.
Compass Community Credit Union Carrot Score
83
Carrot Score
Higher than 63% of U.S. banks and credit unions
#2 of 9 in Eureka, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Compass Community Credit Union
Founded in 1951 in Eureka, California, Compass Community Credit Union was originally formed by Humboldt State College professors and employees to assist each other with loans and savings.
The credit union merged with Federal Employees of Humboldt County Credit Union in 1979, expanded its field of membership in 2017, and adopted its current name in 2018.
Today, the member-owned cooperative serves residents, workers, and worshipers across Humboldt, Del Norte, and Trinity counties in California.
- Headquarters
- 1033 G St, Arcata, CA 95521
- NCUA charter
- 61933
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You can join if you live, work, or worship in Humboldt, Del Norte, or Trinity County in CA.
Military, government and schools
- Cal Poly Humboldt (formerly Humboldt State University) students and staff are eligible to join.
Family and household
- Family members can also join.
Cost to join
- Open a savings account with as little as $5 to receive all the benefits of membership.
- Membership is free.
Branches
2 branches in California
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California
2 branches
- ArcataMain office1033 G St, Arcata, CA 95521Directions
- Henderson Center2861 E St, Eureka, CA 95501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.97% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.03% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.31% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio11.97%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.03%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.31%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Compass Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.