Rize Credit Union CD Rates

How Rize Credit Union’s CD rates compare

Compared with banks and credit unions near Los Angeles, CA, where Rize Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Rize Credit Union
4.25%APY
Term
60 months
Requires
None
Minimum
—
Earns on $10,000
$2,313
Traditional Certificate
Top rate
Schools Federal Credit Union
5.90%APY
Term
12 months
Requires
Another account
Minimum
$5,000
Earns on $10,000
$590
Schools Federal Credit Union rates
2nd-highest rate
LA Healthcare FCU
4.86%APY
Term
12 months
Requires
None
Minimum
$1,000
Earns on $10,000
$486
LA Healthcare FCU rates

Compare CD rates near you →

CD score

Higher than 79% of U.S. banks and credit unions

By term

3–8 months3–8 mo1.75%
9–15 months9–15 mo3.75%
16–30 months16–30 mo4.00%
31–60 months31–60 mo4.25%
QualifiedQualified4.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Rize Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Traditional Certificate

Up to 4.25%APY · 8 terms

Early withdrawal subject to penalty on all Certificates and could reduce the earnings on the account.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 monthsTerm is 91 days. Early withdrawal subject to penalty	0.75%	$19
6 monthsEarly withdrawal subject to penalty	1.75%	$87
12 monthsEarly withdrawal subject to penalty	3.75%	$375
18 monthsEarly withdrawal subject to penalty	4.00%	$606
24 monthsEarly withdrawal subject to penalty	3.25%	$661
36 monthsEarly withdrawal subject to penalty	3.25%	$1,007
48 monthsEarly withdrawal subject to penalty	4.00%	$1,699
60 monthsEarly withdrawal subject to penalty	4.25%	$2,313

Sources (1)

rizecu.com/deposit-rates/certificate-rates · captured Oct 6, 2026

Impact Certificate

3.00%APY · 1 term

A donation of 2% of opening deposit will be made to selected organization over 12 months for opening online. Donation is not tax-deductible. Early withdrawal subject to penalty and forfeits remaining donation.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
24 monthsAvailable online. 2% of opening deposit donated to selected organization (CA Wildfire Relief, Center for Financial Empowerment, The Los Angeles Charges Impact Fund, YMCA of Metropolitan Los Angeles, or Youth in Foster Care) over 12 months. This donation is not tax-deductible. Early withdrawal subject to penalty and forfeits remaining donation	3.00%	$609

Sources (1)