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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Whitewater, WI metro

  1. Top Carrot, Carrot Score 99
    Fort Community Credit UnionCertificatesCD · 60 months · $250 min

    Credit union · 1 branch

    5.15%APY$2,854 over 60 months on $10,000
  2. Advia Credit UnionRegular CDCD · 11 months · $500 min

    Credit union · 2 branches

    4.61%APY$422 over 11 months on $10,000with conditions
  3. Top Carrot, Carrot Score 90
    Blackhawk Community Credit UnionShare CertificateCD · 60 months · $1,000 min · 3.95%–4.45% by balance

    Credit union · 1 branch

    4.45%APY$2,432 over 60 months on $10,000
  4. Associated BankStandard Term CDCD · 13 months · $5,000 min

    Bank · 3 branches

    4.40%APY$478 over 13 months on $10,000
  5. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    Educators CUShare CertificateCD · 7 months · $500 min

    Credit union · 1 branch

    4.20%APY$243 over 7 months on $10,000intro rate
  7. Top Carrot, Carrot Score 92
    UW Credit UnionCertificates SpecialsCD · 14 months · $5,000 min · 4.15%–4.25% by balance

    Credit union · 1 branch

    4.20%APY$492 over 14 months on $10,000
  8. Bank FirstCD SpecialCD · 35 months · $5,000 min

    Bank · 3 branches

    4.18%APY$1,269 over 35 months on $10,000with conditions
  9. First Citizens State BankCertificates of DepositCD · 14 months · $1,000 min

    Bank · 3 branches

    4.15%APY$486 over 14 months on $10,000intro rate
  10. Town Bank, N.A.12 Month CD SpecialCD · 12 months · $1,000 min

    Bank · 4 branches

    4.00%APY$400 over 1 year on $10,000intro rate
  11. State Bank of The Lakes, N.A.13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    4.00%APY$434 over 13 months on $10,000intro rate
  12. Town Bank, N.A.13-Month CD SpecialCD · 13 months · $1,000 min

    Bank · 4 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  13. Citizens BankCertificates of Deposit (CDs)CD · 14 months · $1,000 min

    Bank · 2 branches

    4.00%APY$468 over 14 months on $10,000intro rate
  14. Southern Lakes Credit UnionTerm Share CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    3.75%APY$2,021 over 60 months on $10,000
  15. Top Carrot, Carrot Score 92
    UW Credit UnionRate Bump CertificateCD · 24 months · $5,000 min · 3.50%–3.60% by balance

    Credit union · 1 branch

    3.50%APY$712 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Whitewater, WI metro

243 CDs at 17 banks and credit unions · checked Oct 16–22

Typical
2.00%
Top 10% from
4.09%
Banks, typical
0.55%
Credit unions, typical
3.30%

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Whitewater, WI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Fort Community Credit UnionCredit union · 1 branch
  2. UW Credit UnionCredit union · 1 branch
  3. Blackhawk Community Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate