Credit union · NCUA insured
Southern Lakes Credit Union CD Rates
Southern Lakes Credit Union’s best CD rate is 3.75% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Southern Lakes Credit Union’s CD rates compare
Compared with banks and credit unions near Kenosha, WI, where Southern Lakes Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southern Lakes Credit Union
3.75%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,021
Term Share Certificates
Top rate
Advia Credit Union
4.61%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $422
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $604
Southern Lakes Credit Union CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo0.56%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southern Lakes Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 3.75%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.56% | $28 |
| 12 months | 3.25% | $325 |
| 18 months | 3.50% | $530 |
| 24 months | 3.50% | $712 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.75% | $2,021 |
My CD
3.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 3.25% | $325 |
Special-purpose accounts
Traditional IRA/Roth IRA Term Share Certificates
Up to 3.75%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.25% | $325 |
| 18 months | 0.56% | $84 |
| 24 months | 3.50% | $712 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.50% | $1,475 |
| 60 months | 3.75% | $2,021 |
Sources (1)
- southernlakescu.org/rates · captured Sep 18, 2026
Who can join Southern Lakes Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live and/or work in Kenosha, Walworth, Milwaukee, Racine, Rock, or Waukesha counties in Wisconsin, or Lake or McHenry counties in Illinois are eligible for membership.
Employers and groups
- Employees of specified businesses and organizations (Kenosha News, United Communications Corporation Kenosha-based, Modine Manufacturing Company, Pioneer Products, Inc., Petersen Machine, US Competition Arms, Inc., Letsch Mfg., Inc., Kolar Arms, Inc., St. Edward's Church in Racine, or St. Lucy's Catholic Church in Racine) are eligible for membership.
Military, government and schools
- Employees of Kenosha Unified School District, Gateway Technical College, or Carthage College's Kenosha Campus are eligible for membership.
Family and household
- Any member of the immediate family of any existing member may become a member of the Credit Union.
Other ways
- Members of specified listed churches in Wisconsin are eligible to join.
- Members of the Harley Owners Group in Wisconsin or Illinois are eligible for membership.
Cost to join
- A $5.00 minimum deposit is required to establish a membership account.
Membership information collected October 5, 2026.