Bank · FDIC insured
Citizens Bank
A $1.2B bank headquartered in Mukwonago, WI, with 11 branches in Wisconsin. Best rates: CDs 4.00% and savings 1.00% APY.
Citizens Bank Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#22 of 54 in Milwaukee, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank
Citizens Bank is a community bank based in Mukwonago, Wisconsin, with 11 offices serving Waukesha and Walworth counties.
Founded in 1892 as Citizens Bank of Mukwonago, the institution shortened its name to Citizens Bank in November 2014.
- Headquarters
- 301 N Rochester St, Mukwonago, WI 53149
- FDIC certificate
- 13055 ↗
Branches
11 branches in Wisconsin
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Wisconsin
11 branches
Milwaukee area · 9
- Citizens BankMain office301 N Rochester St, Mukwonago, WI 53149Directions
- Big Bend BranchW230s9125 Clark St, Big Bend, WI 53103Directions
- Vernon BranchW236s7050 Big Bend Dr, Big Bend, WI 53103Directions
- Eagle BranchS90w35680 County Highway Nn, Eagle, WI 53119Directions
- Riverview Branch875 S Rochester St, Mukwonago, WI 53149Directions
- Town Of Genesee BranchW307s4823 Highway 83, Mukwonago, WI 53149Directions
- Muskego BranchS75w17358 Janesville Rd, Muskego, WI 53150Directions
- New Berlin Branch5450 S Moorland Rd, New Berlin, WI 53151Directions
- Waukesha Branch2109 Corporate Dr, Waukesha, WI 53189Directions
Whitewater area · 2
- East Brook Branch2541 Main St, East Troy, WI 53120Directions
- East Troy Branch3238 Main St, East Troy, WI 53120Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.64% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.30% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.39% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $76 | $88 | — |
- CapitalLeverage ratio13.64%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.30%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.39%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$76Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.