Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–7 of 7 in Whitewater, WI metro · median 12.49% APR
- 10.90%APRas low as
Terms
Rates start at 10.90% (moving to 11.9%, 14.9%, and 20.9% depending on credit). Payment per $1,000 is $25.00.
Credit card score 79 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Variable rate based on Prime Rate + 3.99%; rate will never exceed 18.00%. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 77 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as · up to 17.75%
11.75% APR, up to 17.75%
Terms
Variable APR for Purchases, Cash Advances, and Balance Transfers based on the Prime Rate and credit history.
Credit card score 74 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 20.49%
12.49% APR, up to 20.49%
Terms
Non-promotional variable APR applies beginning the first day of the new billing cycle after the intro period, based on creditworthiness. Variable APR varies quarterly based on the highest Prime Rate charged by banks published in WSJ as of the last business day of each quarter plus a margin.
Credit card score 70 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.90%APRas low as · up to 24.25%
12.90% APR, up to 24.25%
Terms
Standard variable APR range as of 11/25/25.
Credit card score 67 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Whitewater, WI metro
7 banks and credit unions · checked Sep 24–Oct 16
- Typical
- 12.49%
- Top 10% up to
- 10.95%
- Banks, typical
- 18.49%
- Credit unions, typical
- 11.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Whitewater, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 1 branch
- Blackhawk Community Credit UnionCredit union · 1 branch