Credit union · NCUA insured
Fort Community Credit Union
Top CarrotA $419.3M credit union headquartered in Fort Atkinson, WI, with 21,627 members and 5 branches in Wisconsin. Best rates: CDs 5.15% and savings 3.16% APY.
Fort Community Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 14 in Watertown, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Fort Community Credit Union
Founded in 1940 by employees of Moe Light in Fort Atkinson who pooled their paychecks, Fort Community Credit Union has expanded with branches in Jefferson, Watertown, and Whitewater.
The member-owned cooperative financial institution is community-based and community-focused in Southeast Wisconsin.
- Headquarters
- 800 Madison Ave, Fort Atkinson, WI 53538
- NCUA charter
- 67184
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Dane, Dodge, Jefferson, Rock, Walworth, and Waukesha counties.
Branches
5 branches in Wisconsin
Loading map…
Wisconsin
5 branches
Watertown area · 4
- Fort Community Credit UnionMain office800 Madison Ave, Fort Atkinson, WI 53538Directions
- FCCU Mortgage Store732 Madison Ave, Fort Atkinson, WI 53538Directions
- Jefferson Office100 N Main St, Jefferson, WI 53549Directions
- Watertown Branch633 S Church St, Watertown, WI 53094Directions
Whitewater area · 1
- Fort Community-WW Branch203 E Milwaukee St, Whitewater, WI 53190Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.73% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.59% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.65% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $91 | $76 | — |
- CapitalNet worth ratio11.73%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.59%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.65%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$91Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Fort Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.