Bank · FDIC insured
State Bank of The Lakes, N.A. CD Rates
State Bank of The Lakes, N.A.’s best CD rate is 4.00% APY on a 13-month CD. Rates checked October 16, 2026.
How State Bank of The Lakes, N.A.’s CD rates compare
Compared with banks and credit unions in Illinois, where State Bank of The Lakes, N.A. has the most branches. $10,000, best rate first.
This bank’s best
State Bank of The Lakes, N.A.
4.00%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $434
13-Month CD Special
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
13-Month CD Special
4.00%APY · 1 term
Requires new money (money not currently held at any Wintrust Financial Corporation location). $0.01 minimum daily balance required to obtain APY. Early withdrawal penalties apply. At maturity, automatically renews into a CD with a different term at standard rate and APY in effect on maturity date.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 monthsRequires new money. Funds must remain on deposit until maturity. Minimum daily balance of $0.01 to obtain APY. Early withdrawal penalties apply | 4.00% | $434 |
Sources (1)
- sbotl.com/personal/banking-and…-market-cd-wintrust.html · captured Sep 27, 2026
Opening an account
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