Credit union · NCUA insured
Fort Community Credit Union CD Rates
Top CarrotFort Community Credit Union’s best CD rate is 5.15% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Fort Community Credit Union’s CD rates compare
Compared with banks and credit unions near Watertown, WI, where Fort Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Fort Community Credit Union
5.15%APY
- Term
- 60 months
- Minimum
- $250
- Earns on $10,000
- $2,854
Certificates
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
3rd-highest rate
Farmers & Merchants State Bank
4.50%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $960
Fort Community Credit Union CD score
99
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.33%
- 9–15 months9–15 mo4.47%
- 16–30 months16–30 mo4.58%
- 31–60 months31–60 mo5.15%
- QualifiedQualified5.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fort Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 5.15%APY · 12 terms
Dividends compounded and paid quarterly. Minimum opening deposit of $250. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.44% | $85 |
| 6 months | 3.55% | $176 |
| 7 monthsLimited-time special. Renews for a 6-month term | 4.33% | $250 |
| 12 months | 3.70% | $370 |
| 13 monthsLimited-time special. Renews for a 12-month term | 4.47% | $485 |
| 18 months | 3.75% | $568 |
| 20 monthsLimited-time special. Renews for an 18-month term | 4.58% | $775 |
| 24 monthsStep-Up Certificate allows stepping up to a higher rate once during the 24-month term | 3.97% | $810 |
| 30 months | 4.06% | $1,046 |
| 36 months | 4.06% | $1,268 |
| 48 months | 4.13% | $1,757 |
| 60 months | 5.15% | $2,854 |
Who can join Fort Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Dane, Dodge, Jefferson, Rock, Walworth, and Waukesha counties.
Membership information collected October 5, 2026.