Bank · FDIC insured
Town Bank, N.A.
A $4.7B bank, the 293rd largest of 4,207, headquartered in Hartland, WI, with 24 branches in Wisconsin. Best rates: CDs 4.00% and savings 2.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: no rate at the amounts we compare. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
- Savings—2.00%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Town Bank, N.A.
Town Bank, N.A. operates as a local community bank within the larger Wintrust Community Bank family.
Its parent organization, Wintrust, was established in 1991 in a northern Chicago suburb and encompasses more than 200 locations.
- Headquarters
- 850 W North Shore Dr, Hartland, WI 53029
- FDIC certificate
- 34717 ↗
Branches
24 branches in Wisconsin
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Wisconsin
24 branches
Milwaukee area · 6
- Capitol Drive Branch701 E Capitol Dr, Milwaukee, WI 53212Directions
- Kilbourn Branch401 E Kilbourn Ave, Milwaukee, WI 53202Directions
- Marquette University Branch1442 W Wisconsin Ave, Milwaukee, WI 53233Directions
- Milwaukee Branch140 S 1st St, Milwaukee, WI 53204Directions
- Milwaukee Office1605 W Mitchell St, Milwaukee, WI 53204Directions
- Uptown Milwaukee Branch4732 W Lisbon Ave, Milwaukee, WI 53208Directions
Lake Geneva area · 2
- Lake Geneva Branch567 Broad St, Lake Geneva, WI 53147Directions
- Lake Geneva East Branch550 Commercial Ct, Lake Geneva, WI 53147Directions
Hartland area · 1
- Town Bank, National AssociationMain office850 W North Shore Dr, Hartland, WI 53029Directions
Beloit area · 1
- Beloit Branch2664 Prairie Ave, Beloit, WI 53511Directions
Burlington area · 1
- Burlington Branch400 Milwaukee Ave, Burlington, WI 53105Directions
Clinton area · 1
- Clinton Branch501 Ogden Ave, Clinton, WI 53525Directions
Delafield area · 1
- Delafield Branch400 Genesee St, Delafield, WI 53018Directions
Delavan area · 1
- Delavan Branch820 E Geneva St, Delavan, WI 53115Directions
Elm Grove area · 1
- Elm Grove Office Branch13150 Watertown Plank Rd, Elm Grove, WI 53122Directions
Madison area · 1
- Madison Branch8040 Excelsior Drive, Madison, WI 53717Directions
Menomonee Falls area · 1
- Menomonee Falls BranchN72w13435 Jacob Lane, Menomonee Falls, WI 53051Directions
Mequon area · 1
- Mequon Branch10806 N Port Washington Rd, Mequon, WI 53092Directions
Pewaukee area · 1
- Foundations Bank BranchN35w23877 Highfield Ct, Pewaukee, WI 53072Directions
Racine area · 1
- Racine Branch5005 Washington Ave, Racine, WI 53406Directions
Wales area · 1
- Wales Wi Branch511 N Wales Rd, Wales, WI 53183Directions
Walworth area · 1
- Walworth Branch671 Kenosha St, Walworth, WI 53184Directions
Whitefish Bay area · 1
- Town Bank Branch105 W Silver Spring Dr, Whitefish Bay, WI 53217Directions
Wind Lake area · 1
- Wind Lake Branch7998 S Loomis Rd, Wind Lake, WI 53185Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.75% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.22% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.42% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $92 | $88 | — |
- CapitalLeverage ratio9.75%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.22%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.42%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$92Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Town Bank, N.A. are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.