Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Wausau, WI metro
- 4.75%APY$2,612 over 60 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
4.67% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.50%APY$604 over 16 months on $10,000
Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
Offer: Minimum balance to earn APY $5,000.
4.41% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.50%APY$722 over 19 months on $10,000
Requirements
Product: After the first six months of account term, allows adding funds up to original balance, bumping rate once per term, and making a one-time penalty-free withdrawal of up to 50% of original balance. Rates could change after account is opened. Subject to early withdrawal penalty.
4.43% interest rate
Rate checked
More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Dividends compounded and paid quarterly. A penalty may be imposed for early withdrawal of funds. Terms range from 3 months to 5 years.
Offer: MaxYield Rate
4.33% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.40%APY$553 over 15 months on $10,000
Requirements
Product: Certificates may have penalty imposed for early withdrawal. Rates subject to change without notice. Minimum balance requirements vary by term and tier.
4.33% interest rate · Effective Oct 2, 2026
Rate checked
More details - 4.25%APY$210 over 6 months on $10,000
Requirements
Product: Rates could change after account is opened. Rates are subject to change without advance notice. APY assumes interest is added to account. Term Certificates of Deposit may be subject to early withdrawal penalty.
4.19% interest rate
Rate checked
More details - 4.25%APY$498 over 14 months on $10,000intro rate
Requirements
Product: Membership eligibility required, which requires a minimum balance of $25 in a Public Service Credit Union Shares Account. Early withdrawal penalties apply.
Offer: Offer available starting July 20, 2026 through August 14, 2026.
Promotional rate · 4.17% interest rate · Effective Jun 8, 2026
Rate checked
More details - 4.09%APY$444 over 13 months on $10,000
Requirements
Product: $1,000 minimum to open and earn APY. 18-Month CD allows adding $500 or more to balance at any time during the life of the CD.
Offer: 13 Month Special
4.03% interest rate · Effective Oct 1, 2026
Rate checked
More details - Citizens State Bank of LoyalCertificate Of DepositsCD · 18 months · $1,000 min · 3.05%–4.15% by balance
Bank · 2 branches
4.05%APY$614 over 18 months on $10,000Requirements
Product: APY calculated using monthly compounding. Penalty for early withdrawal.
Offer: Monthly compounding. Penalty for early withdrawal.
3.01% interest rate
Rate by balance
Rate by balance for Certificate Of Deposits Balance APY $1,000 – $10,000 3.05% $10,000 – $50,000Your amount 4.05% $50,000 – $100,000 4.15% $100,000 and up 4.15% Rate checked
More details - 4.00%APY$231 over 7 months on $10,000
Requirements
Product: The 7 month CD is subject to the terms and conditions of a 182 day CD; the 15 month CD is subject to the terms and conditions of a 1-year CD; the 32 month CD is subject to the terms and conditions of a 30 month CD. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.
Offer: Subject to terms and conditions of a 182 day CD. Penalty may be imposed for early withdrawal. Interest must remain on deposit until maturity.
3.97% interest rate · Effective Jul 28, 2026
Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Automatically renews at maturity. Subject to early withdrawal penalties.
Offer: Automatically renews at maturity. Subject to early withdrawal penalties.
3.92% interest rate · Effective Oct 1, 2026
Rate checked
More details - One Community BankTraditional Fixed Rate CDsCD · 12 months · $500 min · 2.25%–4.00% by balance
Bank · 3 branches
4.00%APY$400 over 1 year on $10,000intro rateRequirements
Product: Early withdrawal penalty may be imposed. Additional deposits allowed on terms of 1 year or less with a minimum of $50 and an accumulated maximum of $250,000.
Offer: 1 year term.
Promotional rate · 2.24% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Traditional Fixed Rate CDs Balance APY $500 and up 2.25% $10,000 and upYour amount1 Year (Promo). Additional CD deposits allowable with a minimum of $50.00 up to a maximum of $250,000. 4.00% Rate checked
More details - 4.00%APY$641 over 19 months on $10,000
Requirements
Product: $1,000 minimum balance to open. Monthly compounding and crediting. Daily balance computation method. Early withdrawal penalties apply. Automatic renewal at maturity with 10-day grace period.
3.93% interest rate · Effective Jul 13, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000
Requirements
Product: Most CDs are automatically renewable. Special CD terms renew automatically into a standard term upon maturity. A penalty may be imposed for early withdrawal.
Offer: CD Specials up to $250,000 per term available to new or existing Peoples State Bank active checking account customers or to those with $10,000.00 in new money to Peoples State Bank. An active checking account requires aggregated $500+ in ACH direct deposits or mobile deposits monthly. Renews automatically into standard term. A penalty will be imposed for early withdrawal. Not available for brokered funds.
3.72% interest rate · Balance cap $250,000 · Effective Sep 21, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Wausau, WI metro
234 CDs at 23 banks and credit unions · checked Oct 6–16
- Typical
- 2.85%
- Top 10% from
- 4.10%
- Banks, typical
- 2.70%
- Credit unions, typical
- 3.00%
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Wausau, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cloverbelt Credit UnionCredit union · 4 branches
- Marathon County Employees Credit UnionCredit union · 2 branches
- Valley Communities Credit UnionCredit union · 3 branches