Bank · FDIC insured
Prevail Bank CD Rates
Prevail Bank’s best CD rate is 4.09% APY on a 13-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Prevail Bank’s CD rates compare
Compared with banks and credit unions near Wisconsin Rapids, WI, where Prevail Bank has the most branches. $10,000, best rate first.
This bank’s best
Prevail Bank
4.09%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $444
Certificates of Deposit (CD)
Top rate
Forward Bank
4.50%APY
- Term
- 19 months
- Minimum
- $1,000
- Earns on $10,000
- $722
2nd-highest rate
Associated Bank
4.40%APY
- Term
- 13 months
- Minimum
- $5,000
- Earns on $10,000
- $478
Prevail Bank CD score
73
CD score
Higher than 35% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo4.09%
- 16–30 months16–30 mo1.15%
- 31–60 months31–60 mo2.27%
- QualifiedQualified4.09%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prevail Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CD)
Up to 4.09%APY · 8 terms
$1,000 minimum to open and earn APY. 18-Month CD allows adding $500 or more to balance at any time during the life of the CD.
| Term | APY · $1,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 1.00% | 1.00% | 1.00%1.00% from $50k | $50 |
| 12 months | 1.10% | 1.10% | 1.10%1.10% from $50k | $110 |
| 13 months13 Month Special | 4.09% | 4.09% | 4.09%4.09% from $50k | $444 |
| 18 monthsAbility to add $500 or more to your balance at any time during the life of the CD | 1.10% | 1.10% | 1.10%1.10% from $50k | $165 |
| 24 months | 1.15% | 1.15% | 1.15%1.15% from $50k | $231 |
| 36 months | 2.12% | 2.12% | 2.12%2.12% from $50k | $650 |
| 48 months | 2.22% | 2.22% | 2.22%2.22% from $50k | $918 |
| 60 months | 2.27% | 2.27% | 2.27%2.27% from $50k | $1,188 |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
CD IRA Account
Up to 4.09%APY · 8 terms
Available in any of the CD options. $1,000 minimum to open and earn APY. 18-Month CD allows adding $500 or more to balance at any time during the life of the CD.
| Term | APY · $1,000 – $50,000 | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 1.00% | 1.00% | 1.00%1.00% from $50k | $50 |
| 12 months | 1.10% | 1.10% | 1.10%1.10% from $50k | $110 |
| 13 months13 Month Special | 4.09% | 4.09% | 4.09%4.09% from $50k | $444 |
| 18 monthsAbility to add $500 or more to your balance at any time during the life of the CD | 1.10% | 1.10% | 1.10%1.10% from $50k | $165 |
| 24 months | 1.15% | 1.15% | 1.15%1.15% from $50k | $231 |
| 36 months | 2.12% | 2.12% | 2.12%2.12% from $50k | $650 |
| 48 months | 2.22% | 2.22% | 2.22%2.22% from $50k | $918 |
| 60 months | 2.27% | 2.27% | 2.27%2.27% from $50k | $1,188 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.