Credit union · NCUA insured
Marathon County Employees Credit Union
Top CarrotA $46.1M credit union headquartered in Wausau, WI, with 2,826 members and 2 branches in Wisconsin. Best rates: CDs 3.50% and savings 1.00% APY.
Marathon County Employees Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#2 of 23 in Wausau, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Marathon County Employees Credit Union
Marathon County Employees Credit Union is a member-owned financial cooperative headquartered in Wausau, Wisconsin.
The credit union is dedicated to serving government employees and their families in Marathon County.
- Headquarters
- 400 E Thomas St, Wausau, WI 54403
- NCUA charter
- 66466
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Current or past public employees and retirees of North Central Health Care Facilities, Marathon County, Marathon County Special Education, Federal, State, School District, City, Town and Village, or those working in government buildings in Marathon County are eligible to join.
Family and household
- Domestic partners, spouses, former spouses, parents, children, relatives by blood or adoption, cohabitants (current or former), persons sharing a child, caregivers, or dating partners of a member are eligible to join.
- Members of the immediate families of each person eligible to become a member, including spouses, parents, children, and stepchildren, whether or not they reside in the same household, are eligible to join.
Other ways
- Organizations, associations, and trusts are eligible for membership if a majority of their respective owners/members/partners/shareholders or settlors/trustees/beneficiaries are eligible for membership.
Cost to join
- A $5 initial deposit is required to establish membership.
Branches
2 branches in Wisconsin
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Wisconsin
2 branches
- Marathon County Employees Credit UnionMain office400 E Thomas St, Wausau, WI 54403Directions
- MCECU Lake View Campus1000 Lake View Dr Ste 600, Wausau, WI 54403Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.28% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.38% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.20% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $87 | $59 | — |
- CapitalNet worth ratio16.28%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.38%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.20%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$87Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Marathon County Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.