Bank · FDIC insured
Peoples State Bank CD Rates
Peoples State Bank’s best CD rate is 3.75% APY on a 7-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Peoples State Bank’s CD rates compare
Compared with banks and credit unions near Wausau, WI, where Peoples State Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples State Bank
3.75%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $217
Certificates of Deposit
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Peoples State Bank CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 10 terms
Most CDs are automatically renewable. Special CD terms renew automatically into a standard term upon maturity. A penalty may be imposed for early withdrawal.
| Term | APY · Any balance | APY · Up to $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3–6 months90 to 181 Day CD. A penalty may be imposed for early withdrawal | 2.00% | — | 2.00% | $50 |
| 6 months182 Day CD. A penalty may be imposed for early withdrawal | 2.00% | — | 2.00% | $101 |
| 7 monthsCD Specials up to $250,000 per term available to new or existing Peoples State Bank active checking account customers or to those with $10,000.00 in new money to Peoples State Bank. An active checking account requires aggregated $500+ in ACH direct deposits or mobile deposits monthly. Renews automatically into standard term. A penalty will be imposed for early withdrawal. Not available for brokered funds | — | 3.75% | 3.75% | $217 |
| 12 months12 Month CD. A penalty may be imposed for early withdrawal | 2.50% | — | 2.50% | $250 |
| 13 monthsCD Specials up to $250,000 per term available to new or existing Peoples State Bank active checking account customers or to those with $10,000.00 in new money to Peoples State Bank. An active checking account requires aggregated $500+ in ACH direct deposits or mobile deposits monthly. Renews automatically into standard term. A penalty will be imposed for early withdrawal. Not available for brokered funds | — | 3.75% | 3.75% | $407 |
| 18 months18 Month CD. A penalty may be imposed for early withdrawal | 2.50% | — | 2.50% | $377 |
| 24 months24 Month CD. A penalty may be imposed for early withdrawal | 2.75% | — | 2.75% | $558 |
| 36 months36 Month CD. A penalty may be imposed for early withdrawal | 2.75% | — | 2.75% | $848 |
| 48 months48 Month CD. A penalty may be imposed for early withdrawal | 3.00% | — | 3.00% | $1,255 |
| 60 months60 Month CD. A penalty may be imposed for early withdrawal | 3.00% | — | 3.00% | $1,593 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA CDs)
Up to 3.75%APY · 9 terms
Includes Traditional and Roth IRAs. The minimum opening deposit for a standard IRA CD is $1,000. The 90-day CD term is not eligible for IRA funds. Most CDs are automatically renewable. A penalty may be imposed for early withdrawal.
| Term | APY · Any balance | APY · Up to $250,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months182 Day CD. Minimum opening deposit for standard IRA CD is $1,000. Early withdrawal penalty may apply | 2.00% | — | 2.00% | $101 |
| 7 monthsCD Specials up to $250,000 per term available to new or existing Peoples State Bank active checking account customers or to those with $10,000.00 in new money to Peoples State Bank. An active checking account requires aggregated $500+ in ACH direct deposits or mobile deposits monthly. Renews automatically into standard term. A penalty will be imposed for early withdrawal. Not available for brokered funds | — | 3.75% | 3.75% | $217 |
| 12 months12 Month CD. Minimum opening deposit for standard IRA CD is $1,000. Early withdrawal penalty may apply | 2.50% | — | 2.50% | $250 |
| 13 monthsCD Specials up to $250,000 per term available to new or existing Peoples State Bank active checking account customers or to those with $10,000.00 in new money to Peoples State Bank. An active checking account requires aggregated $500+ in ACH direct deposits or mobile deposits monthly. Renews automatically into standard term. A penalty will be imposed for early withdrawal. Not available for brokered funds | — | 3.75% | 3.75% | $407 |
| 18 months18 Month CD. Minimum opening deposit for standard IRA CD is $1,000. Early withdrawal penalty may apply | 2.50% | — | 2.50% | $377 |
| 24 months24 Month CD. Minimum opening deposit for standard IRA CD is $1,000. Early withdrawal penalty may apply | 2.75% | — | 2.75% | $558 |
| 36 months36 Month CD. Minimum opening deposit for standard IRA CD is $1,000. Early withdrawal penalty may apply | 2.75% | — | 2.75% | $848 |
| 48 months48 Month CD. Minimum opening deposit for standard IRA CD is $1,000. Early withdrawal penalty may apply | 3.00% | — | 3.00% | $1,255 |
| 60 months60 Month CD. Minimum opening deposit for standard IRA CD is $1,000. Early withdrawal penalty may apply | 3.00% | — | 3.00% | $1,593 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.