Credit union · NCUA insured
Cloverbelt Credit Union CD Rates
Top CarrotCloverbelt Credit Union’s best CD rate is 4.40% APY on a 15-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Cloverbelt Credit Union’s CD rates compare
Compared with banks and credit unions near Wausau, WI, where Cloverbelt Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cloverbelt Credit Union
4.40%APY
- Term
- 15 months
- Minimum
- —
- Earns on $10,000
- $553
Certificates
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Cloverbelt Credit Union CD score
93
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.75%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cloverbelt Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.40%APY · 14 terms
Certificates may have penalty imposed for early withdrawal. Rates subject to change without notice. Minimum balance requirements vary by term and tier.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months | — | 2.00% | — | 2.00% | 2.00%2.00% from $10k | $100 |
| 7 months | — | — | 3.50% | — | 3.50% | $203 |
| 9 months | — | — | 3.50% | — | 3.50% | $261 |
| 12 months | 3.50% | — | 4.00% | — | 3.50%4.00% from $5k | $350 |
| 13 months | — | — | 4.00% | — | 4.00% | $434 |
| 15 months | — | — | 4.40% | — | 4.40% | $553 |
| 16 months | — | — | 3.50% | — | 3.50% | $469 |
| 18 months | 1.35% | — | 4.25% | — | 1.35%4.25% from $5k | $203 |
| 21 months | — | — | 3.00% | — | 3.00% | $531 |
| 24 months | 1.50% | — | 4.25% | — | 1.50%4.25% from $5k | $302 |
| 30 months | 1.45% | — | 3.00% | — | 1.45%3.00% from $5k | $366 |
| 36 months | 1.75% | — | 3.65% | — | 1.75%3.65% from $5k | $534 |
| 48 months | 2.10% | — | 3.75% | — | 2.10%3.75% from $5k | $867 |
| 60 months | 2.25% | — | 3.75% | — | 2.25%3.75% from $5k | $1,177 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Certificates
Up to 4.40%APY · 14 terms
All certificates can be held as IRAs (Traditional, Roth, Education). Penalties may apply for early withdrawal. Rates subject to change without notice.
| Term | APY · $500 and up | APY · $1,000 and up | APY · $2,500 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 6 months | — | — | 2.00% | — | 2.00% | 2.00%2.00% from $10k | $100 |
| 7 months | — | — | — | 3.50% | — | 3.50% | $203 |
| 9 months | — | — | — | 3.50% | — | 3.50% | $261 |
| 12 months | — | 3.50% | — | 4.00% | — | 3.50%4.00% from $5k | $350 |
| 12 monthsEducation IRA | 0.75% | — | — | — | — | 0.75% | $75 |
| 13 months | — | — | — | 4.00% | — | 4.00% | $434 |
| 15 months | — | — | — | 4.40% | — | 4.40% | $553 |
| 16 months | — | — | — | 3.50% | — | 3.50% | $469 |
| 18 months | — | 1.35% | — | 4.25% | — | 1.35%4.25% from $5k | $203 |
| 21 months | — | — | — | 3.00% | — | 3.00% | $531 |
| 24 months | — | 1.50% | — | 4.25% | — | 1.50%4.25% from $5k | $302 |
| 30 months | — | 1.45% | — | 3.00% | — | 1.45%3.00% from $5k | $366 |
| 36 months | — | 1.75% | — | 3.65% | — | 1.75%3.65% from $5k | $534 |
| 48 months | — | 2.10% | — | 3.75% | — | 2.10%3.75% from $5k | $867 |
| 60 months | — | 2.25% | — | 3.75% | — | 2.25%3.75% from $5k | $1,177 |
Sources (3)
All captured Oct 5, 2026
Who can join Cloverbelt Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in Marathon, Lincoln, Wood, Portage, Clark, Langlade, Shawano, or Taylor counties.
Membership information collected October 5, 2026.