Bank · FDIC insured
Marathon Bank CD Rates
Marathon Bank’s best CD rate is 4.00% APY on a 7-month CD. Terms run from 3 months to 6 years. Rates checked October 16, 2026.
How Marathon Bank’s CD rates compare
Compared with banks and credit unions near Wausau, WI, where Marathon Bank has the most branches. $10,000, best rate first.
This bank’s best
Marathon Bank
4.00%APY
- Term
- 7 months
- Minimum
- $1,000
- Earns on $10,000
- $231
Certificate of Deposit Specials
Top rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
2nd-highest rate
Summit Credit Union
4.50%APY
- Term
- 16 months
- Minimum
- $500
- Earns on $10,000
- $604
Marathon Bank CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo0.65%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Marathon Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit Specials
Up to 4.00%APY · 3 terms
The 7 month CD is subject to the terms and conditions of a 182 day CD; the 15 month CD is subject to the terms and conditions of a 1-year CD; the 32 month CD is subject to the terms and conditions of a 30 month CD. The APY assumes interest will remain on deposit until maturity. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsSubject to terms and conditions of a 182 day CD. Penalty may be imposed for early withdrawal. Interest must remain on deposit until maturity | 4.00% | $231 |
| 15 monthsSubject to terms and conditions of a 1-year CD. Penalty may be imposed for early withdrawal. Interest must remain on deposit until maturity | 3.25% | $408 |
| 32 monthsSubject to terms and conditions of a 30 month CD. Penalty may be imposed for early withdrawal. Interest must remain on deposit until maturity | 3.00% | $820 |
CD Rate Special with Checking Account
1.50%APY
Available only to new checking account customers; existing account holders are not eligible. Must open a new checking account with a direct deposit credit transaction within 60 days to qualify for the special CD rate. Failure to meet checking requirements results in CD rate changing to 1.50% APY. Early withdrawal penalties may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDefault fallback rate if checking account requirements (new checking account with direct deposit credit transaction within 60 days) are not met. Promotional rate details available at branch or online. Early withdrawal penalties may apply.Any balance | 1.50% | $150 | Default fallback rate if checking account requirements (new checking account with direct deposit credit transaction within 60 days) are not met. Promotional rate details available at branch or online. Early withdrawal penalties may apply. |
Sources (1)
- marathonbank.com/cd-rate-special-with-checking-account · captured Oct 5, 2026
Certificate of Deposit
Up to 0.80%APY · 7 terms
The APY assumes interest will remain on deposit until maturity. Fees may reduce earnings. A penalty may be imposed for early withdrawals before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3 Month (91 day) certificate. Penalty may be imposed for early withdrawals before maturity | 0.25% | $6 |
| 6 months6 Month (182 day) certificate. Penalty may be imposed for early withdrawals before maturity | 0.25% | $12 |
| 12 monthsPenalty may be imposed for early withdrawals before maturity | 0.45% | $45 |
| 18 monthsPenalty may be imposed for early withdrawals before maturity | 0.65% | $98 |
| 30 monthsPenalty may be imposed for early withdrawals before maturity | 0.65% | $163 |
| 48 monthsPenalty may be imposed for early withdrawals before maturity | 0.65% | $263 |
| 72 monthsPenalty may be imposed for early withdrawals before maturity | 0.80% | $490 |
Sources (1)
- marathonbank.com/rates · captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account Certificate of Deposit
Up to 0.80%APY · 7 terms
The APY assumes interest will remain on deposit until maturity. Fees may reduce earnings. A penalty may be imposed for early withdrawals before maturity. Traditional, Roth, and SEP IRAs available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months3 Month (91 day) certificate. Penalty may be imposed for early withdrawals before maturity | 0.25% | $6 |
| 6 months6 Month (182 day) certificate. Penalty may be imposed for early withdrawals before maturity | 0.25% | $12 |
| 12 monthsPenalty may be imposed for early withdrawals before maturity | 0.45% | $45 |
| 18 monthsPenalty may be imposed for early withdrawals before maturity | 0.65% | $98 |
| 30 monthsPenalty may be imposed for early withdrawals before maturity | 0.65% | $163 |
| 48 monthsPenalty may be imposed for early withdrawals before maturity | 0.65% | $263 |
| 72 monthsPenalty may be imposed for early withdrawals before maturity | 0.80% | $490 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.