Bank · FDIC insured
Peoples State Bank
A $1.5B bank headquartered in Wausau, WI, with 12 branches in Wisconsin. Best rates: CDs 3.75% and savings 0.10% APY.
Peoples State Bank Carrot Score
69
Carrot Score
Higher than 25% of U.S. banks and credit unions
#15 of 23 in Wausau, WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples State Bank
Peoples State Bank opened in 1962 to serve the financial needs of west side Wausau business owners, their employees, and their families.
The bank operates locations throughout Wisconsin and is a subsidiary of parent company PSB Holdings, Inc.
Peoples State Bank and Bank First are joining together with a focus on service, relationships, and local communities.
- Headquarters
- 1905 Stewart Ave, Wausau, WI 54401
- FDIC certificate
- 18569 ↗
Branches
12 branches in Wisconsin
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Wisconsin
12 branches
Wausau area · 5
- Peoples State BankMain office1905 Stewart Ave, Wausau, WI 54401Directions
- Marathon Branch314 Main St, Marathon, WI 54448Directions
- Eastside Branch1201 N 6th St, Wausau, WI 54403Directions
- Rib Mountain Branch227212 Rib Mountain Dr, Wausau, WI 54401Directions
- Weston Branch7205 Stone Ridge Dr, Weston, WI 54476Directions
Milwaukee area · 3
- People State Bank Branch790 North Jefferson Street, Milwaukee, WI 53202Directions
- 521 West Sunset Drive Branch521 W Sunset Dr, Waukesha, WI 53189Directions
- West Allis Branch10725 W National Ave, West Allis, WI 53227Directions
Eagle River area · 1
- Eagle River Branch1011 E Wall St, Eagle River, WI 54521Directions
Minocqua area · 1
- Minocqua Branch9560 Highway 70, Minocqua, WI 54548Directions
Rhinelander area · 1
- Rhinelander Branch - Anderson8 E Anderson St, Rhinelander, WI 54501Directions
Stevens Point area · 1
- Peoples State Bank Branch138 Mcdill Ave, Stevens Point, WI 54481Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.17% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.40% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.10% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $96 | $88 | — |
- CapitalLeverage ratio10.17%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.40%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.10%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$96Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.