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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 166–180 results in Philadelphia, PA-NJ-DE-MD metro

  1. New Castle County Delaware Employee Federal Credit UnionRegular CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    1.76%APY$176 over 1 year on $10,000with conditions
  2. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 133 branches

    1.76%APYwith conditions
  3. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustCertificates of DepositCD · 9 months · $1,000 min · 1.75%–2.90% by balance

    Bank · 2 branches

    1.75%APY$131 over 9 months on $10,000
  4. Customers Bank18 Month Promo CDCD · 18 months · $500 min

    Bank · 3 branches

    1.75%APY$264 over 18 months on $10,000
  5. Wilmington Police and Fire Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min

    Credit union · 2 branches

    1.51%APY$227 over 18 months on $10,000
  6. The Bank of PrincetonCertificate of DepositCD · 3 months · $500 min

    Bank · 16 branches

    1.50%APY$37 over 3 months on $10,000
  7. First National BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 1 branch

    1.50%APY$773 over 60 months on $10,000
  8. Penn Community BankCertificates of DepositCD · 60 months · $500 min

    Bank · 20 branches

    1.25%APY$641 over 60 months on $10,000
  9. Ephrata National BankCertificate of DepositCD · 7–11 months · $500 min · 1.15%–1.26% by balance

    Bank · 4 branches

    1.15%APY
  10. Customers Bank15 Month Promotional CDCD · 15 months · $500 min

    Bank · 3 branches

    0.95%APY$119 over 15 months on $10,000intro rate
  11. The First National Bank & Trust Company of NewtownCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · 13 branches

    0.95%APY$484 over 60 months on $10,000
  12. Customers Bank30 Month CDCD · 30 months · $500 min

    Bank · 3 branches

    0.90%APY$227 over 30 months on $10,000
  13. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionGenerator Share CertificateCD · 36 months · $50 min

    Credit union · 3 branches

    0.75%APY$227 over 36 months on $10,000
  14. Newfield National BankCertificates of DepositCD · 60 months · $500 min

    Bank · 6 branches

    0.55%APY$278 over 60 months on $10,000
  15. Customers Bank36 Month CDCD · 36 months · $500 min

    Bank · 3 branches

    0.50%APY$151 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in Philadelphia, PA-NJ-DE-MD metro

1,229 CDs at 117 banks and credit unions · checked Oct 16–23

Typical
3.15%
Top 10% from
4.05%
Banks, typical
2.50%
Credit unions, typical
3.51%

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Philadelphia, PA-NJ-DE-MD metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Freedom Credit UnionCredit union · 4 branches
  2. HEFCUCredit union · 1 branch
  3. Self Reliance Financial Federal Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate