Credit union · NCUA insured
New Castle County Delaware Employee Federal Credit Union CD Rates
New Castle County Delaware Employee Federal Credit Union’s best CD rate is 1.76% APY on a 1-year share certificate (CD), with extra requirements. Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How New Castle County Delaware Employee Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Delaware, where New Castle County Delaware Employee Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
New Castle County Delaware Employee Federal Credit Union
1.76%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $176
Regular Certificates
Top rate
Comenity Capital Bank
4.85%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000
- $736
2nd-highest rate
Barclays Bank Delaware
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $0
- Earns on $10,000
- $973
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Certificates
Up to 1.76%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.36% | $68 |
| 6 monthsMust have a money market account | 1.51% | $75 |
| 12 months | 1.76% | $176 |
| 24 months | 0.50% | $100 |
Sources (1)
- nccdefcu.com/deposit/certificates · captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 1.76%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.36% | $68 |
| 12 months | 1.76% | $176 |
| 24 months | 1.06% | $213 |
Sources (1)
- nccdefcu.com/deposit/certificates · captured Sep 19, 2026
Who can join New Castle County Delaware Employee Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of the Credit Union.
Military, government and schools
- Membership is open to employees and pensioners of New Castle County Conservation District.
- Membership is open to employees and pensioners of Libraries within the County.
- Membership is open to employees and pensioners of New Castle County.
Family and household
- Immediate family members and household members are eligible to join.
Membership information collected October 4, 2026.