Bank · FDIC insured
The First National Bank & Trust Company of Newtown
A $1.2B bank headquartered in Newtown, PA, with 13 branches in Pennsylvania. Best rates: CDs 0.95% and savings 0.10% APY.
The First National Bank & Trust Company of Newtown Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#112 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The First National Bank & Trust Company of Newtown
Founded in 1864, The First National Bank & Trust Company of Newtown is headquartered in Newtown, Pennsylvania, and is owned by FNB Bancorp, Inc.
Chartered in 1863 as an independent national bank, the institution focuses on serving Bucks County by reinvesting deposits into local businesses, mortgages, and people.
- Headquarters
- 40 S State St, Newtown, PA 18940
- FDIC certificate
- 7658 ↗
Branches
13 branches in Pennsylvania
Loading map…
Pennsylvania
13 branches
- First National Bank and Trust Company of NewtownMain office40 S State St, Newtown, PA 18940Directions
- Park Terrace Branch275 S Main St, Doylestown, PA 18901Directions
- Fairless Hills Branch500 S Oxford Valley Rd, Fairless Hills, PA 19030Directions
- Jamison Office Branch2370 York Road, Building #h1, Jamison, PA 18929Directions
- Langhorne Branch201 S Bellevue Ave, Langhorne, PA 19047Directions
- Solebury Office Branch408 York Rd, New Hope, PA 18938Directions
- Newtown Township Branch773 Newtown Yardley Rd, Newtown, PA 18940Directions
- St. Andrew School Branch51 Wrights Rd, Newtown, PA 18940Directions
- Wrightstown Branch2607 Windy Bush Rd, Newtown, PA 18940Directions
- Richboro Branch832 2nd Street Pike, Richboro, PA 18954Directions
- Southampton Estates Branch238 Street Rd, Southampton, PA 18966Directions
- Warminster Office Branch910 W Street Rd, Warminster, PA 18974Directions
- Washington Crossing Branch1121 General Washington Mem Blvd, Washington Crossing, PA 18977Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.95% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.00% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.35% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $51 | $88 | — |
- CapitalLeverage ratio12.95%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.35%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$51Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The First National Bank & Trust Company of Newtown are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.