Credit union · NCUA insured
Wilmington Police and Fire Federal Credit Union CD Rates
Wilmington Police and Fire Federal Credit Union’s best CD rate is 1.51% APY on an 18-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Wilmington Police and Fire Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Wilmington Police and Fire Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Wilmington Police and Fire Federal Credit Union
1.51%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $227
Share Certificates
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Wilmington Police and Fire Federal Credit Union CD score
61
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo1.46%
- 16–30 months16–30 mo1.51%
- 31–60 months31–60 mo0.60%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Wilmington Police and Fire Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 1.51%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.20% | $10 |
| 12 months | 1.46% | $146 |
| 18 months | 1.51% | $227 |
| 24 months | 0.50% | $100 |
| 36 months | 0.60% | $181 |
Sources (1)
- wpffcu.org/cds.htm · captured Sep 19, 2026
Who can join Wilmington Police and Fire Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Wilmington Police and Fire FCU employees are eligible for membership.
Military, government and schools
- City of Wilmington Employees are eligible for membership.
- Current City of Wilmington Fire Fighters are eligible for membership.
- Current Civilian Support Staff for the City of Wilmington Fire Fighters are eligible for membership.
- Current City of Wilmington Police Officers are eligible for membership.
- Current Civilian Support Staff for the City of Wilmington Police Officers are eligible for membership.
9 more ways to join
Military, government and schools
- Retired Wilmington Fire Fighters are eligible for membership.
- Retired Civilian Support Staff for the City of Wilmington Fire Fighters are eligible for membership.
- Retired Wilmington Police Officers are eligible for membership.
- Retired Civilian Support Staff for the City of Wilmington Police Officers are eligible for membership.
Family and household
- Immediate family members of Wilmington Police and Fire FCU employees are eligible for membership.
- Immediate family members (spouse, children, parents, siblings, grandparents, grandchildren, nieces, nephews, cousins) of Wilmington Police and Fire FCU members are eligible for membership.
- Spouses of persons who died while within the field of membership are eligible for membership.
Other ways
- City of Wilmington Fire Department Organizations or Affiliates are eligible for membership.
- City of Wilmington Police Department Organizations or Affiliates are eligible for membership.
Membership information collected October 4, 2026.