Bank · FDIC insured
The First National Bank & Trust Company of Newtown CD Rates
The First National Bank & Trust Company of Newtown’s best CD rate is 0.95% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The First National Bank & Trust Company of Newtown’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where The First National Bank & Trust Company of Newtown has the most branches. $10,000, best rate first.
This bank’s best
The First National Bank & Trust Company of Newtown
0.95%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $484
Certificates of Deposit (CDs)
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
The First National Bank & Trust Company of Newtown CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo0.40%
- 31–60 months31–60 mo0.95%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The First National Bank & Trust Company of Newtown ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 0.95%APY · 8 terms
Only $500 to open a new CD account, with terms from 90 days to five years. Choose between fixed-rate, variable-rate, or adjustable-rate options.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months90-Day CD. Minimum opening deposit of $500. Minimum Balance to Obtain Annual Percentage Yield is $500. Penalty will be imposed for early withdrawal. Automatically renews at maturity with a 10-day grace period | 0.10% | $2 |
| 6 months6-Month CD. Minimum opening deposit of $500. Minimum Balance to Obtain Annual Percentage Yield is $500. Penalty will be imposed for early withdrawal. Automatically renews at maturity with a 10-day grace period | 0.15% | $7 |
| 12 months12-Month CD. Minimum opening deposit of $500. Minimum Balance to Obtain Annual Percentage Yield is $500. Penalty will be imposed for early withdrawal. Automatically renews at maturity with a 10-day grace period | 0.25% | $25 |
| 18 months18-Month CD. Minimum opening deposit of $500. Minimum Balance to Obtain Annual Percentage Yield is $500. Penalty will be imposed for early withdrawal. Automatically renews at maturity with a 10-day grace period | 0.35% | $53 |
| 24 months24-Month CD. Minimum opening deposit of $500. Minimum Balance to Obtain Annual Percentage Yield is $500. Penalty will be imposed for early withdrawal. Automatically renews at maturity with a 10-day grace period | 0.40% | $80 |
| 36 months36-Month CD. Minimum opening deposit of $500. Minimum Balance to Obtain Annual Percentage Yield is $500. Penalty will be imposed for early withdrawal. Automatically renews at maturity with a 10-day grace period | 0.55% | $166 |
| 48 months48-Month CD. Minimum opening deposit of $500. Minimum Balance to Obtain Annual Percentage Yield is $500. Penalty will be imposed for early withdrawal. Automatically renews at maturity with a 10-day grace period | 0.80% | $324 |
| 60 months60-Month CD. Minimum opening deposit of $500. Minimum Balance to Obtain Annual Percentage Yield is $500. Penalty will be imposed for early withdrawal. Automatically renews at maturity with a 10-day grace period | 0.95% | $484 |
Sources (1)
- fnbn.com/personal/personal-sav…/certificates-of-deposit · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.