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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 106–120 results in New York, NY-NJ metro

  1. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 152 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  2. Long Island Alliance FCUShare CertificateCD · 24 months · $1,000 min

    Credit union · 1 branch

    3.82%APY$779 over 24 months on $10,000
  3. East Orange VAH FCUShare CertificateCD · 14 months · $2,500 min · 3.82%–4.03% by balance

    Credit union · 1 branch

    3.82%APY$447 over 14 months on $10,000
  4. Top Carrot, Carrot Score 89
    Municipal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · 15 branches

    3.82%APY$1,190 over 36 months on $10,000
  5. Harrison Police & Firemen's Federal Credit Union6 Month CertifcateCD · 6 months

    Credit union · 1 branch

    3.80%APY$188 over 6 months on $10,000
  6. Customers Bank6 Month CDCD · 6 months · $500 min

    Bank · 1 branch

    3.80%APY$188 over 6 months on $10,000
  7. Maspeth Federal SavingsCertificate of DepositCD · 9 months · $1,500 min

    Bank · 7 branches

    3.80%APY$284 over 9 months on $10,000
  8. Kearny BankCertificates of DepositCD · 10 months · $500 min

    Bank · 40 branches

    3.80%APY$316 over 10 months on $10,000
  9. Top Carrot, Carrot Score 97
    USALLIANCE FinancialStep-Up CertificatesCD · 12 months · $500 min

    Credit union · 3 branches

    3.80%APY$380 over 1 year on $10,000intro rate
  10. Bankwell12 Month CDCD · 12 months · $1,000 min

    Bank · 1 branch

    3.80%APY$380 over 1 year on $10,000
  11. Top Carrot, Carrot Score 89
    Ukrainian National Federal Credit UnionShare CertificatesCD · 15 months · $5,000 min

    Credit union · 4 branches

    3.80%APY$477 over 15 months on $10,000
  12. Top Carrot, Carrot Score 87
    Qside FCUCertificates of Deposit (CDs)CD · 36 months · $500 min · 3.52%–3.97% by balance

    Credit union · 1 branch

    3.77%APY$1,174 over 36 months on $10,000
  13. Top Carrot, Carrot Score 87
    United Poles Federal Credit UnionCertificateCD · 6 months

    Credit union · 3 branches

    3.76%APY$186 over 6 months on $10,000
  14. Cross RiverCertificate of Deposit - BranchCD · 3 months · $500 min

    Bank · 1 branch

    3.75%APY$92 over 3 months on $10,000
  15. Schuyler Savings BankCertificates of DepositCD · 3 months · $1,000 min

    Bank · 2 branches

    3.75%APY$93 over 3.033333333333333 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What CDs pay in New York, NY-NJ metro

1,481 CDs at 167 banks and credit unions · checked Oct 16–22

Typical
3.00%
Top 10% from
4.05%
Banks, typical
3.00%
Credit unions, typical
3.04%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate