Credit union · NCUA insured
Harrison Police & Firemen's Federal Credit Union
A $27.5M credit union headquartered in Harrison, NJ, with 1,355 members and 1 branch in New Jersey. Best rates: CDs 4.06% APY.
Harrison Police & Firemen's Federal Credit Union Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#112 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Harrison Police & Firemen's Federal Credit Union
Harrison Police & Firemen's Federal Credit Union is a member-owned, not-for-profit financial cooperative whose members are part-owners.
- Headquarters
- 326 Harrison Ave, Harrison, NJ 07029-3059
- NCUA charter
- 6638
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of this credit union are eligible for membership.
- Members of the Lions and Elk’s Club of Harrison and East Newark NJ are eligible for membership.
Military, government and schools
- Employees of the Harrison Board of Education who work in Harrison, NJ are eligible for membership.
- Crossing guard employees of the Town of Harrison, NJ are eligible for membership.
- Full-time permanent employees of the Borough of East Newark, NJ are eligible for membership.
- Permanent employees of the Harrison Housing Authority in Harrison, NJ are eligible for membership.
7 more ways to join
Military, government and schools
- Members of the Board of Commissioners of the Housing Authority of the Town of Harrison, members of the Planning Board of the Town of Harrison, or members of the Board of the Town of Harrison Department of Health in Harrison, NJ are eligible for membership.
- Full-time permanent employees of the Town of Harrison, NJ are eligible for membership.
- Board members of the Town of Harrison, Welfare Department, Local Assistance Board in Harrison, New Jersey are eligible for membership.
Family and household
- Immediate family members (including spouses, children, siblings, parents, grandparents, grandchildren, step-relatives, and adoptive relationships) and household members of eligible persons are eligible for membership.
Other ways
- Organizations of persons eligible for membership are eligible to join.
- Persons retired as pensioners or annuitants from eligible qualifying employment are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible for membership.
Cost to join
- A $50 minimum balance is required at all times to maintain membership.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- Hpffcu OfficeMain office326 Harrison Ave, Harrison, NJ 07029Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.01% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.92% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.72% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio15.01%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.92%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.72%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Harrison Police & Firemen's Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.