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Credit union · NCUA insured

Harrison Police & Firemen's Federal Credit Union CD Rates

Harrison Police & Firemen's Federal Credit Union’s best CD rate is 4.06% APY on a 1-year share certificate (CD). Terms run from 6 months to 30 months. Rates checked October 22, 2026.

How Harrison Police & Firemen's Federal Credit Union’s CD rates compare

Compared with banks and credit unions near New York, NY-NJ, where Harrison Police & Firemen's Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Harrison Police & Firemen's Federal Credit Union

    4.06%APY

    Term
    12 months
    Minimum
    —
    Earns on $10,000
    $406

    12 Month Certifcate

  • Top rate

    Liberty Bank of New Jersey

    5.00%APY

    Term
    4 months
    Minimum
    $1,000
    Earns on $10,000
    $164

    Liberty Bank of New Jersey rates

  • Top Carrot, Carrot Score 88

    2nd-highest rate

    Palisades Credit Union

    5.00%APY

    Term
    11 months
    Minimum
    $500
    Earns on $10,000
    $457

    Palisades Credit Union rates

Compare CD rates near you →

Harrison Police & Firemen's Federal Credit Union CD score

83

CD score

Higher than 64% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.80%
  • 9–15 months9–15 mo4.06%
  • 16–30 months16–30 mo3.55%
  • QualifiedQualified4.06%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Harrison Police & Firemen's Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Harrison Police & Firemen's Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of this credit union are eligible for membership.
  • Members of the Lions and Elk’s Club of Harrison and East Newark NJ are eligible for membership.

Military, government and schools

  • Employees of the Harrison Board of Education who work in Harrison, NJ are eligible for membership.
  • Crossing guard employees of the Town of Harrison, NJ are eligible for membership.
  • Full-time permanent employees of the Borough of East Newark, NJ are eligible for membership.
  • Permanent employees of the Harrison Housing Authority in Harrison, NJ are eligible for membership.
7 more ways to join

Military, government and schools

  • Members of the Board of Commissioners of the Housing Authority of the Town of Harrison, members of the Planning Board of the Town of Harrison, or members of the Board of the Town of Harrison Department of Health in Harrison, NJ are eligible for membership.
  • Full-time permanent employees of the Town of Harrison, NJ are eligible for membership.
  • Board members of the Town of Harrison, Welfare Department, Local Assistance Board in Harrison, New Jersey are eligible for membership.

Family and household

  • Immediate family members (including spouses, children, siblings, parents, grandparents, grandchildren, step-relatives, and adoptive relationships) and household members of eligible persons are eligible for membership.

Other ways

  • Organizations of persons eligible for membership are eligible to join.
  • Persons retired as pensioners or annuitants from eligible qualifying employment are eligible for membership.
  • Spouses of persons who died while within the field of membership of this credit union are eligible for membership.

Cost to join

  • A $50 minimum balance is required at all times to maintain membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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