Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in New Orleans, LA metro
- 4.05%APY$405 over 1 year on $10,000
Requirements
Product: Rate Step Up provides the option to increase the certificate rate once during the term of the certificate to the higher rate in effect at the time of the step (available on share certificates of 2 years or more). Certificates automatically renew at maturity unless new instructions are given.
Offer: Step-Up Option Available.
Rate checked
More details - 4.05%APY$405 over 1 year on $10,000
Requirements
Product: Add funds through payroll. Dividends compounded and paid monthly on average daily balance. Automatically renews at maturity.
Rate checked
More details - Credit Human Federal Credit UnionShare CertificatesCD · 120 months · $500 min
Credit union · 6 branches
4.05%APY$4,874 over 120 months on $10,000Requirements
Product: Flexible terms from 3 months to 10 years with $500 minimum deposit. Dividends paid monthly. Automatic renewal at maturity. A penalty will be imposed for early withdrawal. Actual certificate dividend rate and APY are based on the rate in effect on date of deposit. APY assumes dividends remain on deposit until maturity; dividend withdrawal reduces earnings. Membership eligibility required.
3.98% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.02%APY$609 over 18 months on $10,000
Requirements
Product: Interest rates set weekly. Automatic renewal convenience. CD rates are fixed upon opening the account. Early withdrawal penalties apply.
Offer: Early withdrawal penalties apply.
Effective Apr 28, 2026
Rate checked
More details - Investar Bank3-Month Certificate of Deposit SpecialCD · 3 months · $500 min · 3.80%–4.00% by balance
Bank · 3 branches
4.00%APY$99 over 3 months on $10,000intro rateRequirements
Product: Consumer Online Banking Only. Early withdrawal penalty may apply. Interest is compounded monthly and assumes interest remains on deposit. Offer available for a limited time.
Offer: Consumer Online Banking Only. Early withdrawal penalty may apply.
Promotional rate · Compounded monthly · Effective Sep 1, 2026
Rate by balance
Rate by balance for 3-Month Certificate of Deposit Special Balance APY $500 – $245,000Your amount 4.00% $245,000 and up 3.80% Rate checked
More details - 4.00%APY$366 over 11 months on $10,000intro rate
Requirements
Product: Substantial penalty applies for early withdrawals. Requires $1,000 minimum opening deposit. Special promotional terms require new money (funds not already on deposit at b1BANK).
Offer: Requires new money, funds not already on deposit at b1BANK. Substantial penalty applies for early withdrawal.
Promotional rate · 3.93% interest rate · Effective Aug 21, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
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More details - 4.00%APY$434 over 13 months on $10,000intro rate
Requirements
Product: Promotional CDs can be opened and funded entirely online (or at a branch for select terms). Automatically renews at maturity. Can be used as collateral for a personal loan. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Will automatically renew at maturity of CD. Can be used as collateral for a personal loan. A penalty may be imposed for withdrawal before maturity. Visit a Branch to Open Today.
Promotional rate · Effective Oct 13, 2026
Rate checked
More details - Credit Human Federal Credit UnionSustainable Share CertificateCD · 18 months · $500 min
Credit union · 6 branches
3.95%APY$598 over 18 months on $10,000Requirements
Product: All the benefits of regular share certificate plus a positive environmental impact. Fixed 18-month term. Open with $500 minimum deposit. Dividends paid monthly. Automatic renewal at maturity. A penalty will be imposed for early withdrawal. Actual certificate dividend rate and APY will be based on the dividend rate in effect on date of deposit. Dividend rates are fixed unless otherwise stated. APY assumes dividends remain on deposit until maturity; withdrawal of dividends will reduce earnings. Published rates and APYs are subject to change daily. NCUA insured up to $250,000. Membership eligibility required.
3.88% interest rate · Effective Oct 16, 2026
Rate checked
More details - RiverLand Federal Credit UnionRegular CertificatesCD · 18 months · $1,000 min
Credit union · 4 branches
3.90%APY$591 over 18 months on $10,000Requirements
Product: No setup or monthly maintenance fees. Monthly compounding with earnings paid on the last day of the month. Automatically renews at current rate if a like-term certificate is available at maturity. Early withdrawal penalty equals one-half of remaining term's dividends. Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).
Offer: Monthly compounding; early withdrawal penalty applies.
3.83% interest rate · Effective Oct 5, 2026
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More details - 3.85%APY$352 over 11 months on $10,000
Requirements
Product: Early withdrawal penalties apply and fees may reduce earnings. Terms of 6 to 60 months available.
Offer: Minimum balance $1,000. Fees may reduce earnings.
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More details - EPIC Federal Credit UnionTerm Share CertificatesCD · 12–18 months · $1,000 min · 3.80%–3.90% by balance
Credit union · 3 branches
3.80%APYwith conditionsRequirements
Product: Regular Tier Share Certificates have tiered rates based on total balances in all savings accounts (except IRAs)
Qualified rate · 3.73% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificates Balance APY $1,000 – $50,000Your amount 3.80% $50,000 – $100,000 3.85% $100,000 and up 3.90% Rate checked
More details - Jefferson Parish Employees FCUShare CertificatesCD · 12 months · $1,500 min
Credit union · 5 branches
3.75%APY$375 over 1 year on $10,0003.68% interest rate · Effective Jun 2, 2025
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Fixed-rate certificate. Early withdrawal subject to penalty. No setup or maintenance fees.
Offer: Compounded / Credited: Monthly/Monthly. Early withdrawal penalty: 180 days dividends.
Effective Aug 7, 2026
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More details - 3.73%APY$185 over 6 months on $10,000
Requirements
Product: CDs opened online have a maximum deposit limit of $500,000. Interest on CDs 12 months or less paid at maturity; longer than 12 months paid annually. Penalty for early withdrawal will apply. Automatic renewal.
Offer: $1,000 minimum deposit required to open and earn stated APY. Max online deposit $500,000. Interest paid at maturity.
Effective Oct 1, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in New Orleans, LA metro
339 CDs at 39 banks and credit unions · checked Oct 16–22
- Typical
- 3.04%
- Top 10% from
- 4.05%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.55%
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Find your bank or credit union to see all its rates and how they compare near you.
New Orleans, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 2 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 5 branches
- RiverLand Federal Credit UnionCredit union · 4 branches