Credit union · NCUA insured
RiverLand Federal Credit Union CD Rates
Top CarrotRiverLand Federal Credit Union’s best CD rate is 3.90% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How RiverLand Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New Orleans, LA, where RiverLand Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
RiverLand Federal Credit Union
3.90%APY
- Term
- 18 months
- Minimum
- —
- Earns on $10,000
- $591
Regular Certificates
Top rate
IRFCU
4.58%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $226
2nd-highest rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
RiverLand Federal Credit Union CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 3–8 months3–8 mo3.40%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.90%
- 31–60 months31–60 mo3.65%
- QualifiedQualified3.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where RiverLand Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Certificates
Up to 3.90%APY · 6 terms
No setup or monthly maintenance fees. Monthly compounding with earnings paid on the last day of the month. Automatically renews at current rate if a like-term certificate is available at maturity. Early withdrawal penalty equals one-half of remaining term's dividends. Balance must exceed $2,000 before investing in a Certificate (min. balance applies based on Certificate type).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMonthly compounding; early withdrawal penalty applies | 3.40% | $169 |
| 12 monthsMonthly compounding; early withdrawal penalty applies | 3.70% | $370 |
| 18 monthsMonthly compounding; early withdrawal penalty applies | 3.90% | $591 |
| 24 monthsMonthly compounding; early withdrawal penalty applies | 3.65% | $743 |
| 36 monthsMonthly compounding; early withdrawal penalty applies | 3.65% | $1,135 |
| 60 monthsMonthly compounding; early withdrawal penalty applies | 3.65% | $1,963 |
Who can join RiverLand Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligible through employment: individuals who are employed by, contract employees of, or retirees of one of RiverLand's Eligible Employer Groups.
Family and household
- Eligible through family/household: family members or household members of a current RiverLand member, including spouse, child, grandchild, great-grandchild, stepchild, parent, grandparent, great-grandparent, stepparent, sibling, stepsibling, adoptive relationship, and household member.
Membership information collected October 5, 2026.